Credit Analyst

Credit AnalystThis is a credit position with a stable Fortune 500 utility company located in New Jersey. The successful candidate will provide analytical and credit underwriting expertise to support the loan origination and portfolio monitoring efforts of the Solar Loan Program. The Senior Credit Analyst will be actively involved in making credit recommendations to management and in advising on structuring of new transactions for purposes of mitigating risk.Key duties include implementing corporate credit policy and procedures, performing credit reviews for solar loan program commercial applicants, evaluating credit proposals and applications, conducting due diligence, making written credit recommendations to management, establishing and maintaining contact with clients throughout the due diligence process, reviewing and analyzing financial statements, identifying structural risks and mitigating them in prospective transactions, assisting in documenting new financing transactions, monitoring borrowers' financial condition to determine collateral requirements, recommending enhancements to credit procedures, assisting in the identification and analysis of potential business transactions, ensuring compliance with program policies and procedures and SOX controls, maintaining and applying working knowledge of client standards for business controls, providing support for special projects and other functions as requested.Essential qualifications include a bachelor degree in business or finance or equivalent experience, minimum 3 years financial analysis and/or credit experience, project finance experience/knowledge, strong technical, computational and quantitative skills, ability to make decisions and proactively resolve borrower issues, understanding of financial statements, corporate finance theories and practices, credit and risk principles, accounting, economics and statistics as well as strong research skills, excellent analytical ability including demonstrated knowledge of valuation techniques and practices, including cash flow analysis, ability to build, review and maintain complex cash flow forecasting models with an excellent understanding of lending financial concepts and ratios, excellent interpersonal, presentation, oral and written communication skills and an ability to explain complicated financial concepts to all levels, including clients and senior management, comfortable interacting with and managing relationships with clients' senior management during loan due diligence and portfolio monitoring, demonstrated job commitment including a willingness to work under deadlines in a high-volume, fast-paced, results-driven environment with flexibility and adaptability in order to meet client requirements, proven ability to pay close attention to detail, multi-task and work collaboratively within a team under tight deadlines, well-developed organizational and time management skills in order to respond to shifting priorities on several simultaneous projects, proficiency in Microsoft Word, Excel and PowerPoint, and candidate must foster an inclusive work environment and respect all aspects of diversity.Desired qualifications include previous US power and renewables experience, C.P.A., C.F.A, MBA or other related Master's degree, prior investment/corporate banking work experience, 3 years + of Project Finance experience/knowledge, and understanding of New Jersey's solar energy market and familiarity with local utility solar financing programs.