Lead Research Scientist

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

About Visa Research

Visa Research advances the future of payments through world-class research in emerging technologies. As quantum computing matures, it presents opportunities to transform optimization, AI, financial modeling, cybersecurity, and digital commerce.

We are seeking a Lead Research Scientist, Quantum AI & Quantum Computing to drive Visa's research strategy at the intersection of quantum computing, AI, optimization, and financial systems. This role offers the opportunity to shape Visa's long-term innovation agenda and advance real-world applications of quantum technologies.

Key Responsibilities

• Lead research in Quantum Machine Learning, Quantum Optimization, Quantum Simulation, and Quantum AI .
• Develop quantum and hybrid quantum-classical algorithms for applications including:
  • Financial forecasting and analytics
  • Portfolio optimization and risk management
  • Fraud detection
  • Transaction network optimization
  • Market simulation and scenario analysis
• Advance research in:
  • Quantum-enhanced AI and machine learning
  • Quantum generative models
  • AI-driven quantum algorithm discovery
  • Enterprise-scale optimization
• Evaluate and validate solutions on leading quantum computing platforms.
• Identify high-impact opportunities where quantum technologies can create business value.
• Lead multidisciplinary research programs and external collaborations.
• Mentor researchers and contribute to a culture of scientific excellence.
• Publish in top venues and represent Visa in industry and academic forums.
• Build strategic partnerships with universities, research institutions, and technology providers.

Why Join Us

• Shape the application of quantum technologies to global payment and commerce challenges.
• Influence Visa's long-term technology strategy.
• Collaborate with leading experts in quantum computing, AI, cryptography, and finance.
• Translate cutting-edge research into solutions that can impact billions of transactions worldwide.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. There is no remote exception for this role.

Qualifications

Qualifications

Required

• Ph.D. in Computer Science, Physics, Mathematics, Engineering, Quantum Information Science, or a related field.
• 5+ years of research experience in quantum computing or related disciplines.
• Strong expertise in quantum algorithms and quantum computing fundamentals.

Preferred

• 7+ years of research and postdoctoral experience in quantum computing and AI.
• Recognized research leadership demonstrated through publications, patents, invited talks, and community contributions.
• Experience leading interdisciplinary research programs.

Technical Expertise

Deep expertise in one or more of:

• Quantum Machine Learning
• Quantum Optimization
• Quantum Simulation
• Variational Quantum Algorithms
• Quantum Generative AI
• Hybrid Quantum-Classical Computing
• Quantum Algorithms for Finance
• Fault-Tolerant Quantum Computing

Experience with platforms such as Qiskit, Cirq, PennyLane, IBM Quantum, Quantinuum, IonQ, Rigetti, or equivalent ecosystems.

Impact & Leadership

• Proven ability to translate advanced research into strategic business value.
• Experience applying quantum methods to optimization, AI, simulation, networks, or financial systems.
• Strong leadership, collaboration, mentorship, and executive communication skills.

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $215,300.00 to $ 344,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.