Credit Risk Director - Consumer Loss Forecasting

About this role:

Wells Fargo is seeking a Credit Risk Director to lead the Consumer Loss Forecasting function within Corporate Risk. The Consumer Loss Forecasting function is responsible for the development, execution, governance, and delivery of loss forecasts used in key enterprise processes including CCAR, CECL/ACL, Loss Forecasting, stress testing, and other risk management activities. The team provides critical analytics that inform strategic decision-making, reserve levels, and scenario analytics. Learn more about our career areas and business divisions at wellsfargojobs.com.

In this role, you will:

• Lead a team of managers, analysts, and forecasting professionals responsible for consumer loss forecasting activities across multiple portfolios.
• Provide strategic direction and oversight for forecasting processes supporting CCAR, ACL/CECL, Loss Forecasting, stress testing, and other enterprise forecasting requirements.
• Ensure accurate, timely, and controlled delivery of forecasting results used for regulatory, financial, and business decision-making purposes.
• Oversee forecast governance, execution controls, issue management, and risk identification activities to ensure compliance with internal control and risk management requirements.
• Partner with senior leaders across Risk, Finance, Technology, Model Risk Management, and line-of-business organizations to support forecasting needs and drive strategic priorities.
• Lead the implementation of forecasting modernization initiatives, including process automation, cloud-based forecasting capabilities, workflow optimization, and AI-enabled solutions.
• Drive continuous improvement efforts that enhance forecast efficiency, scalability, transparency, and governance while reducing operational risk.
• Provide executive-level communications and recommendations related to forecast results, emerging risks, portfolio performance, and forecasting assumptions.
• Manage delivery against aggressive regulatory and business timelines while maintaining high standards of analytical rigor and operational excellence.
• Develop organizational talent, succession plans, and leadership capabilities to ensure long-term sustainability of the forecasting function.

Required Qualifications:

• 10+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 4+ years of management or leadership experience

Desired Qualifications:

• Extensive experience in credit risk, forecasting, quantitative analytics, finance, risk management, or a related discipline.
• Experience leading managers and large, complex analytical organizations.
• Deep understanding of forecasting methodologies, risk management practices, and regulatory requirements.
• Proven ability to lead large-scale transformation initiatives, process redesign efforts, and technology modernization programs.
• Strong executive communication and stakeholder management skills.
• Demonstrated success delivering complex initiatives under demanding timelines and governance requirements.

Posting Locations:

• 550 S. Tryon Street - Charlotte, North Carolina
• 401 Las Colinas Blvd W Bldg B Irving, Texas
• 600 South 4th St, Minneapolis, MN
• 800 S Jordan Creek Pkwy, West Des Moines, IA

Job Expectations:

• Required locations listed above. Relocation assistance is not available for this position.

• Travel up to 10% of the time

• This position is not eligible for VISA sponsorship

Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$215,000.00 - $355,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

16 Aug 2026

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit  Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.