Risk Division - Salt Lake City - Associate, Credit Risk

Job Description

Job Duties: Associate, Credit Risk with Goldman Sachs & Co. LLC in Salt Lake City, Utah. Complete counterparty research reviews and internal credit ratings analyses, including assessment of industry fundamentals, building financial projection models, and evaluation of various quantitative metrics and qualitative factors supporting creditworthiness. Recommend and defend internal and regulatory risk ratings for counterparts/transactions as required. Conduct ongoing surveillance and monitoring for assigned portfolio of counterparties, including identifying potential risks and escalating as appropriate. Present findings and recommendations to senior management and answer questions relating to analysis performed. Provide industry-specific training and review process / conceptual training to new hires and junior analysts. Assist in validating and updating internal risk management methodologies. Assist junior team members in executing deliverables across various projects to improve team processes and drive efficiencies.

Job Requirements: Master's degree (U.S. or foreign equivalent) in Finance, Accounting, Economics, or a related field and one (1) year of experience in the job offered or a related role; OR Bachelor's degree (U.S. or foreign equivalent) in Finance, Accounting, Economics, or a related field and three (3) years of experience in the job offered or a related role. Prior experience must include one (1) year of experience with master's degree or three (3) years of experience with bachelor's degree with the following: applying accounting methods (both Generally Accepted Accounting Principle and International Financial Reporting Standards) to analyze financial reports and explain performance variances; working with regulatory processes such as the Shared National Credit (SNC) or Allowance for Loan and Lease Losses (ALLL); building financial models in Excel using advanced functionality, including macros, pivot tables, v-lookup, slicers, and h-lookup and Microsoft PowerPoint, to produce and present analytical insights and highlight data trends; utilizing Business Intelligence Software solution including Tableau; and working with derivatives, loans and other products that give rise to credit risk to institutional counterparties.

©The Goldman Sachs Group, Inc., 2026. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law.