Credit Risk Analyst

Financial & Credit Analytics Analyst – Gynger Gynger is a cash flow management solution with embedded financing that enables B2B technology vendors to offer flexible payment terms to customers while securing up‑front payment. The company is headquartered in New York and is focused on leveraging data-driven insights to optimize credit decisions and scale loan operations. In this role you will… Build and maintain analyses and models that support underwriting, credit approvals and re‑approvals, risk segmentation, and portfolio monitoring. Own the queries, datasets, and dashboards that power credit and finance reporting, ensuring data is accurate, timely, and trusted across the company. Monitor key credit, lending, and business KPIs and surface insights for executives, sales, and the credit team. Support reporting and compliance for credit facilities, prepare materials for investor data rooms, and respond to diligence requests with clean, well‑structured analyses. Partner with operations and engineering on the data and logic behind loan modifications, collections, billing, and other servicing workflows. Process improvement: Identify gaps in tooling, data, and controls and help close them through better models, dashboards, automation, or policy. You have… 2‑5 years of experience in a quantitative, analytical, or finance role, ideally in credit, lending, fintech, or investment banking. Direct experience in the credit or lending space (origination, underwriting, servicing, or portfolio management). Strong SQL skills and advanced Excel proficiency; working knowledge of Python (or similar) is a plus. Solid grounding in financial and credit concepts – credit risk, cash flow, and basic GAAP accounting. Experience with BI tools (Looker, Tableau, Metabase, etc.) and comfort working in modern data environments. Bachelor's degree in Finance, Economics, Mathematics, Statistics, Computer Science, or a related quantitative field. Exceptional attention to detail and a builder's mindset – curious, entrepreneurial, and comfortable operating with ambiguity in a fast‑moving startup. Benefits The opportunity to join one of the fastest growing Fintech Series A companies in NYC. The ability to revolutionize the B2B SaaS market. A tight‑knit, collaborative team who are passionate about building startups. Competitive salary, equity, flexible PTO, and robust benefits (medical, dental, vision, etc.). Built‑In 2024, 2025, and 2026 Best Places to Work – three years in a row! Compensation Base salary: $150,000 – $200,000 a year, depending on experience and background, plus equity and benefits. We’re focused on building and fostering a diverse, flexible, and inclusive space that allows our team members to thrive. We’re an Equal Opportunity Employer and consider applicants without regard to race, color, national origin, gender, sexual orientation, genetics, age, marital status, veteran status, disability status or any other basis forbidden under federal, state, or local law. #J-18808-Ljbffr