Insurance Product Manager

Role Description The future is bright for the Porch Group, and we’d love for you to be a part of it as our Insurance Product Manager. At Homeowners of America (HOA), a Porch Group company, we are building a best-in-class insurance product organization — and we need a driven, analytically sharp Product Manager to help lead that charge. In this role, you will own profitable growth across your assigned markets, steering new product and pricing initiatives from concept through state and national implementation. You will serve as a critical connector across underwriting, actuarial, marketing, and operations, ensuring our products remain competitive, compliant, and customer-centered. If you thrive at the intersection of data, strategy, and execution in a fast-moving insurance environment, this is your opportunity to shape how millions of homeowners protect what matters most. What You Will Do As A Insurance Product Manager Ensure the successful implementation of new product, pricing, and underwriting actions at a state and national level. Maintain loss ratio discipline and risk tolerance while achieving profitable growth in assigned markets; ensure forecasts and business objectives account for current and likely market conditions. Manage catastrophe risk and concentration risk effectively as the business pursues growth objectives. Analyze key competitors and their strategies; share insights across the organization to develop effective market initiatives and build out competitive intelligence tools. Regularly report on product performance and make data-driven decisions to optimize results; recommend KPIs and metrics to improve performance tracking. Ensure all products meet customer needs and expectations; incorporate customer feedback into product development and improvement. Partner cross-functionally with underwriting, marketing, sales, IT, and operations teams to deliver cohesive and effective product initiatives. Ensure all products comply with relevant regulatory requirements and standards. Identify and develop cross-functional process improvements that enhance both efficiency and effectiveness. Qualifications Bachelor’s degree in Business, Marketing, Finance, Actuarial Science, or a related field; MBA or advanced degree preferred. Minimum 10+ years of experience in product management, actuarial, finance, or related roles within the insurance industry; minimum 5+ years in homeowners insurance required. Proven track record of successful product launches and strategic initiatives. Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape. Strong leadership and team management skills; ability to inspire and drive cross-functional teams toward common goals. Excellent analytical and problem-solving abilities; proficiency using data to drive strategic decisions. Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders. Creative thinker with a passion for innovation, continuous improvement, financial acumen, and regulatory knowledge. Demonstrated customer focus and the ability to incorporate feedback into product strategy. Requirements The application window for this position is anticipated to close in 2 weeks (10 business days) from 6/12/2026. Please know this may change based on business and interviewing needs. At this time, Homeowners of America does not consider applicants from the following states or jurisdictions for Remote positions: Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, the District of Columbia, Hawaii, Maryland, Mississippi, Montana, Nebraska, Nevada, New Hampshire, North Dakota, Utah, Vermont, Virginia, West Virginia, or Wyoming. Benefits Pay Range*: $138,800 – $194,300 annually. Eligibility for long-term incentive awards, subject to program guidelines and approvals. Comprehensive coverage for health, life, and financial wellbeing. Three (3) Medical plan options, two (2) Dental plan options, and a Vision plan. Voluntary Critical Illness, Hospital Indemnity, and Accident plans. Pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts. Company paid Basic Life and AD&D, Short and Long-Term Disability benefits; Voluntary Life and AD&D plans available. Traditional and Roth 401(k) plans available with a discretionary employer match. Supportlinc for mental health and wellbeing resources. LifeBalance for year-round discounts on various services. Wellness programs including flexible paid vacation, company-paid holidays, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness discounts.