Funding Specialist

Job Description

NOW HIRING: Business Funding & Capital Specialist | Client Funding

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Remote

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Commission-Based Position

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Paid Per Successfully Funded File

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Business Funding | Lines of Credit | Capital Access

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Experienced Candidates Only

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Our business is growing, and I’m looking for an experienced, results-driven Business Funding & Capital Specialist to help our clients secure the capital they need to grow their businesses, invest in real estate, and move their projects forward.

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This is NOT an entry-level position.

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I need someone who already understands the funding world and knows how to take a client from:

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Initial consultation → financial review → funding strategy → application → lender follow-up → APPROVAL → FUNDED.

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We already have clients who need capital.

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I need the right person who knows how to analyze their financial profile, identify realistic funding opportunities, prepare them for the application process, communicate with lenders and funding partners, and help move qualified files across the finish line.

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WHAT YOU’LL HELP CLIENTS SECURE

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Depending on the client's qualifications and needs, funding may include:

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Business lines of credit

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Business term loans

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Working capital

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Business credit funding

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Commercial/business financing

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Business credit cards and revolving credit

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️ Capital for real estate and development businesses

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Startup and established business funding

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Revenue-based financing, when appropriate

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Other legitimate business funding solutions

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Your job is not to promise approvals.

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Your job is to understand the client's profile, identify appropriate funding strategies, submit strong files, manage the process, and help qualified clients secure capital.

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COMPENSATION

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This is a performance-based commission position.

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Commission is earned ONLY on successfully funded files.

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There is no commission simply for:

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❌ Submitting an application

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❌ Getting a pre-qualification

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❌ Receiving a conditional approval

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❌ Completing a consultation

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❌ Sending a client to a lender

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The file must successfully fund before commission is earned.

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Specific commission structure and payout terms will be discussed during the interview and outlined in the compensation agreement.

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For the right person, there is significant earning potential as our client volume grows.

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WHAT YOU’LL BE RESPONSIBLE FOR

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Client Funding Consultations

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• Speak with clients about their funding needs and goals
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• Determine how much capital they are seeking and its intended business purpose
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• Review business history, revenue, credit profile, existing debt and overall financial readiness
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• Identify potential obstacles before applications are submitted
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• Explain realistic funding options and next steps
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• Set appropriate expectations regarding timelines, documentation, qualifications and potential outcomes
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• Never guarantee funding or misrepresent lender requirement
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Funding Strategy

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• Evaluate each client's business and financial profile
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• Determine which funding products may be appropriate
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• Help develop a strategic application sequence when multiple funding sources are being considered
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• Identify whether the client is currently funding-ready or needs additional preparation
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• Avoid unnecessary applications that could negatively affect the client's profile
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• Match qualified clients with appropriate lenders, banks, credit unions, fintech platforms or funding partners
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File Preparation & Documentation

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Help clients gather and organize required documentation, which may include:

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• Business formation documents
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• EIN documentation
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• Business bank statements
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• Personal and business credit information
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• Profit & loss statements
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• Balance sheets
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• Tax returns
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• Identification
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• Proof of address
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• Business licenses
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• Revenue documentation
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• Existing debt information
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• Project or use-of-funds information
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• Additional lender-requested documentation
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Files should be organized, complete and submission-ready before being presented whenever possible.

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Lender & Funding Partner Management

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• Maintain relationships with banks, lenders, brokers and funding partners
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• Understand lender guidelines and preferred borrower profiles
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• Match clients with appropriate funding sources
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• Submit and track applications
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• Communicate with underwriters, account executives and funding partners
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• Respond quickly to requests for additional documentation
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• Follow up consistently on pending files
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• Compare legitimate funding options when multiple approvals are available
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• Help clients understand the basic terms of their offers before accepting
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Client Follow-Up

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Funding requires follow-through.

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You will be expected to:

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• Maintain consistent communication with clients
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• Follow up for missing documents
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• Keep clients informed regarding their file status
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• Communicate outstanding conditions
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• Help resolve documentation issues
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• Follow up on approvals
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• Coordinate next steps through closing/funding
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• Keep clients engaged throughout the process
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I do not want qualified funding opportunities sitting untouched because someone forgot to follow up.

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PIPELINE MANAGEMENT

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Every client and funding opportunity must be tracked.

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You should know:

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How many active funding files you have

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How much capital clients are requesting

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Which files are document-ready

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Which applications have been submitted

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⏳ Which files are pending

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⚠️ Which files have outstanding conditions

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✅ Which clients have been approved

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Which files have actually funded

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Total dollars funded

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Our CRM should clearly show where every client stands at any given time.

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EXPERIENCE IS REQUIRED

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I am specifically looking for someone who has previous experience securing business funding for clients.

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You should already understand areas such as:

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✔️ Business lending

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✔️ Business lines of credit

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✔️ Business credit

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✔️ Working capital

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✔️ Bank lending requirements

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✔️ Creditworthiness

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✔️ Debt-to-income and debt-service considerations

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✔️ Business revenue requirements

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✔️ Personal guarantees

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✔️ Documentation requirements

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✔️ Underwriting conditions

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✔️ Funding timelines

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✔️ Lender communication

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✔️ Client qualification

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✔️ Application strategy

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This is not a position where I am looking to teach someone the basics of business funding from scratch.

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BIG PLUS IF YOU HAVE:

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• 2+ years of business funding experience
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• Existing lender or funding relationships
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• Experience securing $50K–$250K+ for qualified businesses
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• Business credit experience
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• Banking or commercial lending experience
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• Business loan brokerage experience
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• Fintech lending experience
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• Experience with business lines of credit
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• Experience working with real estate investors or developers
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• Experience reviewing credit reports and financial documents
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• CRM experience
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• Experience managing multiple funding files simultaneously
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• Experience taking clients from consultation through funding
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WHO I’M LOOKING FOR

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You may be a great fit if you are:

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✔️ Experienced in business funding

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✔️ Extremely organized

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✔️ Strong with numbers

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✔️ Comfortable reviewing financial information

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✔️ Excellent with client communication

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✔️ Persistent with follow-up

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✔️ Professional when communicating with lenders

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✔️ Able to manage multiple active files

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✔️ Comfortable working independently

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✔️ Results-driven

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✔️ Ethical and transparent

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✔️ Focused on getting qualified clients to the funding table

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You must understand that getting an approval is not the finish line.

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Getting the client FUNDED is the goal.

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THIS POSITION IS PROBABLY NOT FOR YOU IF:

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You have never worked in business funding.

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You only know how to send clients an application link.

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You rely on one lender or one funding product for every client.

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You make unrealistic funding promises.

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You are not comfortable reviewing credit and financial documentation.

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You wait for lenders or clients to follow up with you.

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You lose track of pending conditions.

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Or you consider your job finished once an application has been submitted.

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I need someone who understands that every funding file requires strategy, organization, communication and consistent follow-through.

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WHAT SUCCESS LOOKS LIKE

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Success will be measured by results, including:

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Total dollars funded

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Number of funded files

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Application-to-funding conversion rate

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⏱️ Funding turnaround time

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File/document completeness

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Lender relationships

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Client follow-up

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✅ Client experience

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I want someone who can look at a client seeking $100,000 in business capital and immediately begin determining:

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What does their profile support?

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Which funding products make sense?

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What documentation is missing?

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Which lenders are appropriate?

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What could prevent approval?

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What is the smartest path to getting this client funded?

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ABOUT THE OPPORTUNITY

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We work with entrepreneurs, business owners, real estate investors, developers and clients who may need access to capital to execute their next move.

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As our client base continues to grow, access to capital is becoming an increasingly important part of the ecosystem.

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I’m looking for someone who can take ownership of the funding side of the client journey and help qualified clients navigate the process professionally from beginning to end.

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For the right person, there is an opportunity to grow into a larger role overseeing our funding pipeline, lender relationships and capital-access division.

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HOW TO APPLY

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Please send:

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1. Your resume
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2. A brief introduction
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3. How many years of business funding experience you have
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4. The types of funding products you have experience securing
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5. The approximate amount of business funding you have helped clients secure
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6. The largest individual file you have personally helped fund
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7. Your experience with business lines of credit
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8. Your experience reviewing business and personal credit
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9. Whether you currently have lender/funding relationships
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10. Your availability
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Bonus Question:

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A client comes to you seeking $150,000 in business funding.

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They have a 720 personal credit score, an established LLC, two years in business, consistent revenue and existing revolving debt.

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Walk me through how you would evaluate the client and develop their funding strategy before submitting applications.

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I’m looking for someone who already knows how to get qualified clients from application to funding.

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If you have real business funding experience, strong lender relationships, and know how to manage a funding file from start to finish, I would love to hear from you.

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Apply today and let’s get clients funded!