Risk Specialist I - Data Integrity

Risk Specialist I - Data Integrity

Location: On site in Memphis, TN; Miami Lakes, FL, Orlando, FL, Knoxville, TN, Asheboro, NC, Longwood, FL, Johnson City, TN.

Summary: The primary responsibility of this position is to complete data integrity reviews of all covered loans in compliance with the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) in order to effectuate successful CRA and HMDA data integrity examinations. The CRA and HMDA data integrity examinations contribute to the data reported on the annual CRA Loan Register and HMDA Loan Application Register submitted by the Data Integrity Manager to the Federal Reserve and Consumer Financial Protection Bureau (CFPB), respectively. This position requires the safekeeping and complete confidentiality of all customer transactions and information, including that of other bank personnel.

Essential Duties and Responsibilities:

• Possess strong comprehension skills as it pertains to reading internal policies and procedures as well as state and federal regulatory law in order to effectively performs HMDA and CRA Small Business loan data integrity reviews. Maintains a commitment to continuous learning and developing knowledge and skills to competently and efficiently execute assignments.
• Data integrity reviews involve critical thinking and utilizing excel, bank systems, and legal documents to ensure the reportable data is accurate for government reporting. The position involves the ability to analyze large sets of data in a timely manner, ensuring the Bank's internal procedures and controls are executed effectively and adhere to state and federal regulatory law.
• If potential issues are identified, the candidate must have strong oral or written communication skills in order to effectively communicate with the line of business when there is a need to request additional documentation.
• Effectively communicates discrepancies identified during the reviews to the Data Integrity Manager and/or Data Integrity Team Lead to assist in the facilitation of coordinating with business partners to seek clarity on any discrepancies identified in the review process.
• Must exhibit strong time management skills in order to adhere to deadlines (both internal and those required by law) and meets department quality standards for accuracy and completeness of work.
• Attends training programs on CRA and HMDA to remain current with changing regulations and requirements as needed. Completes, passes and maintains an up to date status for all positional and company required compliance and regulatory courses by assigned due date(s).
• Be willing to take on growth opportunities by participating in special projects and assignments while maintaining day-to-day responsibilities.

Supervisory Responsibilities:

1. No supervisory responsibilities

Qualifications:

1. High school diploma or GED and 0-4 years of experience or equivalent combination of education and experience
2. Compliance and Risk Management Experience 0-2 years

Computer and Office Equipment Skills:

1. Microsoft Office suite

Certificates, Licenses, Registrations (Ex: CPA, Series 6 or 7 license, etc):

None required