Commercial Credit Expert - AMG

Commercial Credit Expert

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Commercial Credit Expert to support the Asset Management Group (AMG) within PNC's Credit Risk Management organization, you will be based in Pittsburgh, PA / Birmingham, AL / Charlotte, NC / Philadelphia, PA / Cleveland, OH / Washington, DC / New York City / Tysons Corner, VA / Nashville, TN or Raleigh, NC. This role is 2LOD Credit Risk oversight of AMG. Primary responsibilities for the role entail Commercial Credit transaction approvals for AMG, oversight of portfolio including monitoring the portfolio, observing performance, reporting on trends, working closely with AMG Credit Sales & Underwriting teams as a credit expert, participating in strategic deal review discussion leading the Credit team on behalf of 2LOD Credit risk. In addition to AMG, this position also requires deep expertise in Small Business and commercial credit products, underwriting standards, portfolio risk management, and end-to-end credit processes.

Experience:

• Commercial Underwriting experience required
• Experience working with Policy & Procedure
• Familiarity structuring credit deal transactions in a 2LOD role
• Wealth Management experience may be preferred
• 8+ years of industry experience required

Competencies:

• Analytical thinking - knowledge of techniques and tools that promote effective analysis and ability to determine the root cause and create alternative solutions to resolve the problem.
• Credit Risk - knowledge of processes, tools and techniques used to determine the degree of credit risk in a transaction or customer relationship; ability to assess, rate and manage exposure to credit risk.
• Ability to work independently, make recommendations, advise on deal discussions with recommendations of alternative structures, challenge business when appropriate to maintain risk appetite.
• Understand financial analysis, industry trends, deal structures, PNC's credit risk appetite and applying PNC policy.
• Portfolio Management - Knowledge of and ability to create, implement and evaluate and enhance risk management policy and procedures, working closely with AMG partners.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.