Principal Business Architect

About this role:Wells Fargo is seeking a Principal Business Architect to support strategic planning and business architecture activities across a product portfolio. Situated between Product Managers and Solution Architects, this leader will drive cross-functional alignment on business capabilities and transformation priorities, ensuring solutions are scalable, effective, and aligned with long-term business goals.The role requires balancing strategic planning with execution, identifying capability gaps and emerging opportunities, influencing stakeholders across complex organizations, and enabling teams to deliver measurable business value through modernization and transformation initiatives.In this role, you will:Define and maintain business capability maps, target-state operating models, and strategic roadmaps that align business objectives with enterprise priorities.Identify capability gaps, dependencies, risks, and modernization opportunities, and develop recommendations that improve business performance, scalability, and customer outcomes.Partner with Product, Technology, Operations, Risk, Data, and business leaders to drive alignment on strategic priorities, investment decisions, and transformation initiatives.Support portfolio planning, business case development, and roadmap governance through strategic analysis, capability assessments, and executive-level recommendations.Lead complex cross-functional initiatives and influence stakeholders across multiple organizations to advance enterprise capabilities and business outcomes.Convert business strategy into executable capabilities and solution designs, influencing capabilities that are accounted for in roadmaps that connect business objectives to process, data, application, and technology transformations.Shape both the technology architecture and the business operating model, ensuring processes, roles, governance, and platforms evolve together to accelerate organizational change and business outcomes.Develop strategic analyses, business cases, and recommendations that inform investment prioritization and long-term planning.Ensure strategic intent is reflected throughout planning, solution design, and execution activities.Required Qualifications:7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationBusiness Architecture certification or equivalent experience in capability modeling, value stream analysis, or operating model design.Experience within financial services, consumer lending, cards, payments, servicing, loyalty, or decisioning domains.Desired Qualifications:Experience supporting product operating models, portfolio planning, investment planning, or roadmap governance processes.Experience leading enterprise modernization, simplification, or transformation initiatives.Familiarity with business architecture frameworks, capability-based planning, customer journey mapping, and target-state operating model development.Experience developing executive-level business cases, strategic assessments, and investment recommendations.Experience translating business strategy into business capabilities, operating models, roadmaps, or large-scale transformation initiatives.Demonstrated ability to influence senior leaders and drive alignment across complex, matrixed organizations.Strong analytical, strategic thinking, facilitation, and executive communication skills.Experience partnering across Product, Technology, Operations, Risk, Data, and business teams to deliver strategic outcomes.Proven ability to identify dependencies, risks, and opportunities across large portfolios and develop actionable recommendations.Candidate will be expected to work onsite at one of the stated locations listed in the job posting on a hybrid schedule.VISA Sponsorship will not be supported by this role.Relocation will not be supported by this role.Posting End Date: 11 Oct 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: CHARLOTTE, NC; WILMINGTON, DE; WEST DES MOINES, IAType: Full time