Mortgage Post Closer

Mortgage Post Closer

Join a team that powers homeownership. At First Financial Credit Union, we're more than just a financial institution - we're a supportive, forward-thinking team dedicated to helping our members achieve their dreams. As a Mortgage Post Closer, you'll play a critical role in the final stages of the lending process, ensuring smooth, compliant closings that help families and individuals secure their homes. If you're detail-oriented, thrive in a fast-paced environment, and love turning complex loan files into successfully closed deals, we'd love to meet you.

Key Responsibilities

• Review mortgage loan documents for accuracy, completeness, and regulatory compliance with Secondary Market and investor guidelines.
• Identify and resolve discrepancies, obtain missing documentation, and coordinate with escrow companies, investors, and internal teams.
• Prepare and organize loan files for funding while maintaining strict adherence to policies, procedures, and deadlines.
• Provide exceptional support to internal partners and external customers with clear, professional communication.
• Proactively monitor pipeline status and follow up to ensure timely closings.

Qualifications & Experience

• High School diploma or equivalent required; College degree preferred.
• Two or more years of experience in a Real Estate loan department (mortgage processing, closing, or post-closing preferred) with general product knowledge of mortgage and home equity loans.
• A detail-oriented, technical-minded approach with strong multitasking abilities, high accuracy, and the ability to thrive in a fast-paced, team-oriented environment.
• General understanding of regulatory guidelines and Secondary Market requirements as they relate to closing documents (in-depth knowledge preferred).
• Basic knowledge of key real estate loan regulations, including TRID, RESPA, Reg Z, Reg B, and the Uniform Commercial Code.
• Basic knowledge of Escrow, Title, and Investor processes.
• Basic analytic skills sufficient to conduct compliance and investor reviews of completed loan files.
• Solid computer skills, including mortgage processing software (LOS), Microsoft Word, Excel, and general office applications.
• Effective oral and written communication skills.

Nice-to-Haves:

• Experience working with multiple investors
• Familiarity with credit union mortgage operations

We offer the following exceptional benefits

• Medical, Dental and Vision
• Vacation time for Union employees
• Additional Vacation Service award for every 5 years of service
• 401(k) with 3% Safe Harbor Employer Contributions
• Incentives and Recognition based on performance
• Special Product Pricing (discounted loan rates and interest on accounts with no minimum balance)
• Employee appreciation and recognition events
• Opportunities for gain sharing

Location: Pasadena, CA (On-site at our headquarters)