Commercial CAT Underwriting Manager

Role Description

The Commercial Manager will lead a dynamic team of underwriters in building and maintaining a profitable, well-managed book of commercial business. In this role, you'll play a key part in shaping and executing underwriting strategies, ensuring that our processes are efficient, accurate, and aligned with our company’s guidelines and risk appetite.

We're looking for a forward-thinking leader who is technically strong and excited by innovation. In this position you will collaborate closely with senior leadership and cross-functional teams to help drive a fresh, data-driven approach to underwriting, leveraging proprietary algorithms and advanced data mining techniques to assess risk and deliver fair, risk-appropriate premiums.

If you're eager to help redefine how underwriting is done, we’d love to hear from you.

Note: This position is a 100% remote U.S. based opportunity that can be based in one of the following states only: AL, AZ, FL, GA, KY, LA, MA, MO, NC, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WA, WI. Some travel for day-to-day work, team meetings, and training will be required.

Key Responsibilities

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

Qualifications

• You are detail-oriented, organized, and can multitask like nothing anyone has ever seen before.
• Both internal (your peers) and external clients commend your excellent verbal and written communication skills and the timeliness of your follow-up.
• Familiarity with predictive analytics, data science tools, or underwriting automation platforms.
• Experience working in an agile, cross-functional environment involving product, actuarial, and data science teams.
• Proven ability to scale teams, build talent pipelines, and implement effective training and development programs.

Requirements

• 7+ years of experience as an Underwriter in the commercial insurance space.
• 5+ years of experience handling coastal catastrophe risks.
• 2+ years of experience leading a team of underwriters.
• Strong knowledge of commercial lines of business.
• Previous experience working as an Underwriter for an MGA or carrier.
• Proven ability to lead high-performing teams and drive strategic initiatives.

Certifications or Licensing

• Producer license preferred, but not required.

Education

• Bachelor’s degree or equivalent experience required.

Computer Skills

• We’re an MS Office environment (Outlook, Word, Excel, PowerPoint).
• Experience using video and chat technology (MSTeams & Slack).

Other

• Reliable high-speed internet connectivity required.
• Designated quiet work from home space.

Benefits

• Medical, Dental, and Vision.
• Short- and Long-Term Disability (Company Paid).
• Voluntary Long-Term Disability.
• Employee Life & AD&D (Company Paid).
• Voluntary Employee, Spouse, and Child Life & AD&D.
• Healthcare, Dependent Care and Transit FSA, and Healthcare Savings Account (HSA).
• 401K with a generous matching contribution and no vesting schedule.
• 20 days of PTO annually (prorated based on hire date).
• Company Paid Holidays and 2 “Choose Your Own Holidays.”