Principal Product Manager

Job Description Achieve is hiring a Principal Product Manager to spearhead the product strategy and technical execution for our newly created Third‑Party Originations (TPO) channel. As a key partner to the General Manager of TPO and Lending executive leadership, you will be the architectural and product visionary responsible for building the digital infrastructure that allows brokers and correspondents to seamlessly originate Achieve’s best‑in‑class HELOCs and future lending products. This is a high‑impact, founding product role for a new business line. You will define the roadmap for our TPO ecosystem, spanning partner portals, API integrations with LOS/POS vendors, and automated decisioning to drive massive growth in loan origination volume and channel profitability. Key Responsibilities TPO Strategy & Roadmap: Partner with the GM of TPO to develop and execute a multi‑year product vision, defining how we onboard third‑party originators (wholesale and correspondent) and how we win in a competitive mortgage intermediary landscape. Platform Development: Lead development of our TPO lending ecosystem, building seamless partner experiences and robust API integrations that connect Achieve’s internal systems with external broker and correspondent tech stacks. TPO Broker Portal: Spearhead the design and launch of a high‑conversion self‑service portal, leading sprint cycles to deliver a frictionless user journey while aligning with Retail HELOC product strategies. Automated Decisioning & Integration: Collaborate with the Lead Qualification and Decisioning teams to ensure real‑time automated underwriting and risk‑appropriate pricing are integrated into the TPO workflow to maximize conversion and speed‑to‑fund. Channel Growth & Optimization: Manage key channel metrics—partner onboarding speed, pull‑through rates, and loan origination volume, identifying friction points in the broker journey and iterating rapidly to resolve them. Cross‑Functional Leadership: Act as central hub between Engineering, Capital Markets, Sales, Underwriting, Ops, Risk, and Compliance, translating complex mortgage industry requirements into scalable technical specifications. External Partnerships: Cultivate relationships with key third‑party technology collaborators (LOS/POS vendors) to ensure Achieve’s products are prioritized and deeply integrated into their ecosystems. Qualifications 10+ years of Product Management experience with a proven track record in Mortgage TPO, Fintech, or Lending platforms, having built and scaled complex B2B or partner‑facing applications. Deep understanding of the TPO industry, including wholesale vs. correspondent channels, mortgage origination workflows, and lien (HELOC/HELOAN) products. Experience with API‑first product development, mortgage LOS integrations, and automated decisioning/rules engines, and ability to hold architectural discussions with senior engineers. Data‑Driven Mindset: Proven ability to leverage data to spot optimization opportunities, run quantitative tests, and report results to executive leadership. Execution Excellence: Self‑starter mentality with ability to manage intricate initiatives from inception to launch in a high‑growth, fast‑paced environment. Communication: Exceptional written and verbal communication skills, simplifying complex technical and regulatory constraints for diverse audiences and influencing without authority. Education: Bachelor’s degree in Business, Technology, or related field; MBA or advanced degree preferred. Benefits 401(k) with employer match Medical, dental, and vision coverage with HSA and FSA options Competitive vacation and sick time off, and dedicated volunteer days Wellness support through Employee Assistance Program and physical and mental health programs Pet care discounts Financial support in times of hardship via the Achieve Care Fund Commitment to diversity and inclusion through six employee resource groups Salary Range: $160,000 – $180,000 plus bonus and benefits. All your information will be kept confidential according to EEO guidelines. #J-18808-Ljbffr Achieve