Credit Product Portfolio Specialist

Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader —we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job — it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and wellbeing. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” Join us!About this role:Wells Fargo is seeking a Specialty Industry Lending Relationship Associate within the Commercial Banking Capital Finance group to manage a portfolio of large corporate ABL accounts. Learn more about the career areas and lines of business at In this role, you will:Lead or participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partnersReview and analyze moderately complex business, operational, or technical challenges that require an in-depth evaluation of variable factorsIndependently review and analyze moderately complex client portfolios or partner with senior peers on more complex portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memorandaPartner with coverage teams within the context of individual deals and client relationships to understand clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancingsPerform regular portfolio reviews to manage risk and lead problem loan resolutions, where applicableCollaborate and consult with peers and functional partners to resolve client servicing requests and inquiries related to their productIndependently resolve moderately complex situations while developing a sound understanding of policies, procedures, and compliance requirements to meet business objectives and partner with senior peers for more complex issuesPartner with product management functional partners to provide feedback on evolving market needs to enable the innovation, design, and delivery of credit solutions more effectivelyContribute to large-scale planning related to a given product and/or specialty’s business objectivesServe as a mentor for lower level staffRequired Qualifications:2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Asset-Based Lending (ABL) experience including credit evaluation and risk assessment as well as knowledge of large corporate lending and working knowledge of ABL and Capital marketsExperience in reviewing and accurately interpreting loan documentation.Effective organizational, multi-tasking and prioritizing skillsAbility to lead and coordinate with team members across Wells FargoStrong verbal and written communication skillProven track record of success in customer-facing roles with experience building and maintaining client relationshipsAdvanced proficiency in Microsoft Office Suite, including Excel, PowerPoint, and WordBachelor’s degree in Business, Finance, Economics, or a related fieldJob Expectations:Ability to travel 10%U.S. only – Pay Range:Chicago, Illinois Pay Range: $85,000.00 - $133,000.00 USD AnnualActual salary is determined by location, experience, and qualifications of the jobMay be considered for a discretionary bonus, Restricted Share Rights, or other long-term incentive awards.#CommercialBankingPay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).$77,000.00 - $145,000.00Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:2 Sep 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: ATLANTA, GA; BOSTON, MA; CHICAGO, ILType: Full time