VP, Commercial Loan Officer

Commercial Loan Originator

Responsible for originating various commercial loans, including commercial real estate loans, commercial construction loans, commercial loan participations, and commercial loan purchases. Duties include collecting necessary documents and financial information from customers, collaborating with the Commercial Mortgage Loan Underwriting Associate and/or Commercial Underwriter to accurately underwrite and process loans for approval, and working with the Loan Processor to close approved loans. Additionally, the role involves administering and monitoring the construction loan disbursement process, managing, monitoring, and processing re-grades for assigned commercial real estate loans, and assisting in the collection and/or workout of assigned accounts. The position also focuses on developing and maintaining relationships with customers and major referral sources.

Minimum five years of experience in commercial real estate lending or CRE underwriting large construction loans and large participations. Experience and knowledge in mortgage lending, including construction lending required. Bachelor's Degree in Finance, Business Administration, Economics, Accounting, Real Estate, Banking and Financial Services, Risk Management, Marketing, or a related field, or equivalent experience. Strong analytical ability and understanding of financial statements. NMLS registered. Experience in construction loan disbursement and the construction to permanent loan conversion processes. Experience in underwriting or originating large more complex loans such as large construction development projects, large participation, etc. Strong understanding of commercial real estate regulations, lending practices, and commercial loan operations and procedures. Proficient in word processing and Excel spreadsheets. Excellent communication skills, both verbal and written, with the ability to make presentations to the Executive Loan Committee and meet deadlines within given timeframes.