Commercial & Investment Bank Wholesale Credit Risk Analyst

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.Job summary As an Wholesale Credit Risk Analyst in Wholesale Credit Risk, Commercial & Investment Bank, you use analytical skills and industry knowledge to support credit decisions for a portfolio of clients. You work with us and with coverage and product partners to meet client credit requests while balancing risk and return and maintaining a strong culture of compliance. You monitor portfolio performance, develop independent credit opinions, and communicate your analysis clearly through written approvals and ongoing credit research.Job responsibilities Conduct credit analysis to support approval of lending and trading-related transactions, individually and as part of a deal teamPrepare written credit approval documents, including financial statement spreading, analysis, and cash flow projections for large corporate borrowersDevelop forward-looking views of business, financial, and competitive risks across companies and sectorsManage and monitor a portfolio of client credit exposures across industry classes on an ongoing basisOwn client credit needs and projects and form independent credit opinionsAssign and maintain accurate risk ratings for clients and facilitiesMaintain up-to-date credit research and key risk views for covered clientsParticipate in credit due diligence, including for capital markets transactionsCollaborate with credit risk peers and business partners to support timely, well-governed decisionsRequired qualifications, capabilities, and skills Bachelor’s degree with academic training in accounting principles, corporate finance, capital markets products, and macroeconomicsStrong analytical and financial modeling skillsStrong accounting and corporate finance knowledgeStrong verbal and written communication skills, with interest in client interactionStrong work ethic and motivation to learnAbility to work well under pressure in a demanding team environmentAbility to understand, explain, and debate complex conceptsProficiency in Microsoft Office, especially Excel, PowerPoint, and WordPreferred qualifications, capabilities, and skills Credit or underwriting credentials and relevant analytical experienceAnalytical or financial experience in consumer, retail, or healthcare sectorsare fields would also be valued for this opportunity. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/VeteransJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Full timePosting Date: 2026-07-30