Personal Risk Advisor

Job Description

Job Description

Personal Risk Advisor

Earn $85,000–$150,000+ per year based on your production

About Do Right Insurance

Everyone carries risk they don't fully see — a growing family that's underinsured, a business owner exposed to a lawsuit they never considered, a young driver one accident away from real financial damage. For over 60 years, Do Right Insurance has operated on one principle: do the right thing — helping people see that risk clearly and build real protection around it. We have the carrier relationships, the reputation, and the infrastructure. Now we're building the advisory team to match.

The Opportunity

We're hiring Personal Risk Advisors who want to build a career around real expertise, not just a sales pitch. This isn't about pushing policies — it's about understanding a client's life or business, identifying where they're exposed, and designing coverage that actually protects them. As you build your book, you build ongoing renewal income too — your relationships compound instead of resetting every month. 

We give you real tools to build with:
- Leads provided to help jumpstart your pipeline
- Access to strong, competitive carrier partnerships
- A team invested in your growth and development

What You'll Do
- Assess client risk exposure and design coverage strategies to protect what matters most to them
- Build and manage your own client pipeline
- Develop lasting advisory relationships — clients who come back to you, not just a policy renewal notice
- Stay sharp on products, carriers, and the risks your clients actually face

Compensation
- $85,000–$150,000+ annually, based on production
- 1099 independent contractor
- Commission on new business, plus ongoing renewal commissions as your book grows
- Draw of an agreed amount during your first 3-6 months while you build your pipeline

Performance Benchmarks
- Minimum monthly production: $25,000 in written premium
- Growth target: $100,000+ per month over time

How Success Is Measured
- Monthly written premium against benchmarks
- Close ratio — risk assessments converted to protected clients
- Client retention and renewal rate
- Growth of your book of business over time

This Role Is a Great Fit If You
- Hold an active Utah Property & Casualty license — or are willing to obtain one (we'll help you get there)
- Enjoy solving problems and explaining complex topics simply — you don't need a sales background, just curiosity and drive
- Are motivated by building something real, not just hitting a quota
- Take ownership of your results and welcome coaching to get there faster

Why Do Right
- Advisory work that matters — you're protecting people, not just selling them something
- Renewal commissions that reward the relationships you build, not just the sale
- A team that develops you, not just manages you
- 60+ years of trust and relationships you can leverage from day one

If you want to build something real — with the stability of an established company and the upside of a performance culture — we'd like to talk!