Credit Analyst

Credit Analyst Opportunity

We are a professional staffing firm, working with organizations across the country to place exceptional candidates. Currently, we have a Credit Analyst opportunity with a growing community Bank. The Credit Analyst supports front-end deal vetting, financial spreading, annual-review discipline, early-warning analysis, and recurring and ad hoc reporting.

The Credit Analyst is responsible for the specific duties listed below:

• Spread and analyze financial statements, tax returns, and property documents to support preliminary deal vetting and underwriting.
• Prepare credit presentations, annual reviews, modifications, and portfolio-monitoring reports while maintaining accurate review schedules.
• Manage active assignments efficiently and collaborate cross-functionally to improve data quality, workflow, and decision speed.
• Support ad hoc credit and finance projects (e.g., stress-testing, forecasting) and develop responsible AI use cases for data extraction and reporting.
• Maintain clear, audit-ready workpapers by reconciling source information, calculations, and conclusions.

Required qualifications for the position include:

• Bachelor's degree in Finance, Accounting, Economics, or a related field with 2+ years of experience in commercial credit, public accounting, or banking finance.
• Strong ability to analyze cash flow, leverage, and repayment capacity with advanced attention to detail and MS Excel proficiency.
• Experience with complex credit structures (CRE, C&I, hospitality), loan origination/spreading systems, and AI tools in a controlled environment.
• Familiarity with regulatory expectations for credit administration, risk ratings, and portfolio monitoring.
• Proven ability to manage multiple deadlines while maintaining accurate records and a clear audit trail.

Pay Rate Range: $60,000 - $80,000 for salaried positions Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies, and experience, and location. Employees have access to healthcare benefits, including medical, dental, and vision as well as a 401(k) plan. Workway, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances.