Collections Specialist

Bring Your Champion Mindset. Make an Impact. Join Champions First Credit Union as a Collections Specialist! Pay Range: Starting at $19.00/hour | Schedule: Full-Time, Mon–Fri 8:30 AM–5:00 PM | Location: Tallahassee / N. Monroe Benefits: Health/Dental/Vision, 401(k) With Up to 4% Match, Profit Sharing, Generous PTO Including Holidays, Your Birthday, and Work Anniversary, Plus Ongoing Training and Development. At Champions First Credit Union, being a champion is more than a name — it’s how we show up for our members, our communities, and each other. We’re growing across North Florida, and we’re looking for an empathetic, solutions-focused Collections Specialist to help us keep that promise. If you enjoy solving problems, helping members work through tough financial moments, and want to build a career, not just take a job, this is your opportunity. What’s in It for You? We take care of our team the way we ask our team to take care of our members: Ongoing training and professional development opportunities Comprehensive benefits package for full-time employees, including health, dental, and vision insurance 401(k) Retirement Plan, up to 4% employer match Profit sharing program Generous paid time off — vacation, sick, and personal time, federal holidays, your birthday, and your work anniversary What You’ll Be Doing As a member of our Collections team, you’ll help members get back on track while protecting the Credit Union from loss. Your role will include: Delinquent Account Management – Work delinquent consumer loans, mortgages, business loans, credit cards, and negative share and share draft accounts, and make sure collection notices go out on time. Smart Prioritizing – Work high-balance accounts first each day while keeping smaller accounts moving to bring overall delinquency down. Member Work-Outs – Partner with members, the Collections team, and loan officers on work-outs that serve both the member and the Credit Union, and negotiate on the Credit Union’s behalf. Records & Corrections – Keep clear, accurate notes in the collections system, keep every collection file up to date, and calculate and correct loan payments when errors occur. Compliance – Follow the Fair Debt Collection Practices Act, credit union policy, and procedure in every collection practice. Skip Tracing & Recommendations – Locate hard-to-reach members through skip tracing and recommend accounts for repossession or legal action. Claims & Charge-Offs – File CUNA claims on members’ behalf, work with Accounting on claim questions, and work with Card Services on required monthly credit card charge-offs. Counseling & Teamwork – Offer financial counseling to members who need it, work daily with the Collections Director on problem accounts, and help educate staff to prevent negative situations. Position Requirements What You Bring to the Table You’re empathetic, persistent, and skilled at turning difficult conversations into workable solutions. High school diploma plus two years of similar experience, preferably in a financial institution Knowledge of credit union collection policies and procedures, and of applicable collection laws and regulations Professional, well-developed interpersonal skills for communicating with members about delinquent loans Intermediate math skills, comfortable working with percentages, decimals, and fractions Comfortable negotiating and finding workable solutions with members Ability to lift full boxes of work up to 25 pounds, sit for long periods, and bend, stoop, or stand as needed Regular and dependable attendance Note: This list is not exhaustive. Why Champions First? We’re a growing credit union serving communities across North Florida, built on the idea that champions make each other better; working hard, supporting teammates, and looking for ways to improve. We invest in our employees with real opportunities to learn, build new skills, and advance within the organization, and we stay active in the communities where our employees and members live and work. Full-Time/Part-Time Full-Time Salary Range (commensurate with experience) $19.00+/per hour Benefits Offerings Health/Dental/Vision, 401(k) With Up to 4% Match, Profit Sharing, Generous PTO Including Holidays, Your Birthday, and Work Anniversary, Plus Ongoing Training and Development. Position Collections Specialist Number of Openings 1 Exempt/Non-Exempt Non-Exempt Req Number BAN-26-00052 Location Tallahassee About the Organization We are a rapidly growing $545 million Credit Union spanning across the entire northern region of Florida, headquartered in the State Capital of Tallahassee. We are committed to building strong communities where our employees and members live and work. We contribute to various charities, support local events, and give back to Florida State University through donations and scholarships. Employee engagement is important to us, providing many opportunities to attend training, improve professional development, and promote career advancement within the organization. We have a professional, encouraging, and supportive culture that values our employees and strives to create a work-life balance with a tremendous benefits package to include a variety of insurance products for the employee and dependents, and a generous paid time off structure to include sick, vacation, personal, birthday, work anniversary, and federal holidays. EOE Statement Champions First Credit Union is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. This position is currently accepting applications. #J-18808-Ljbffr Champions First Credit Union