Loan Partner Ii - Senior Mortgage Operations Partner

Job Description

Job Description

At Zenith Home Loans, we're dedicated to empowering you to build a rewarding career in the mortgage industry. As a Senior Mortgage Operations Partner (LP2), you'll play a vital role in our top-producing team, supporting mortgage loan origination officers with your unique blend of sales expertise and exceptional customer service. You'll manage loan files from start to finish, ensuring a smooth and efficient process for clients. Your ability to communicate effectively and build strong relationships will be key to helping us grow our business. If you're detail-oriented, thorough, and ready to deliver outstanding service, we invite you to take the next step in your career with us.

$65,000 - $75,000 yearly

Pipeline Management

• Own the active and upcoming pipeline end-to-end
• Track all loan milestones, conditions, and critical deadlines proactively and without prompting
• Maintain an accurate, up-to-date pipeline report and lead regular pipeline review conversations

File Expertise — The Four C's

• Credit: Analyze credit reports, identify issues early, and advise on rapid rescore opportunities
• Cash: Verify assets with attention to sourcing, seasoning, and full documentation requirements
• Capacity: Calculate qualifying income accurately across all borrower types — W-2, self-employed, 1099, and rental
• Collateral: Understand property types, LTV guidelines, and appraisal requirements across loan programs

Pre-Qualification and Pre-Approval

• Independently pre-qualify and pre-approve borrowers with accuracy
• Review incoming files and documentation thoroughly
• Surface potential issues early and communicate them clearly before

Client and Partner Communication

• Serve as the primary point of contact for active borrowers throughout the transaction
• Communicate with Realtors, title, escrow, and processors professionally and with appropriate urgency
• Provide proactive status updates
• Set appropriate expectations and execute effectively

• Active NMLS MLO license — required at time of hire
• Active LP2 or LO role within the last 24 months
• Conventional, FHA, VA, Jumbo — able to speak to guidelines with confidence
• Encompass or comparable LOS; Fannie/Freddie AUS; CRM experience a plus
• Denver Metro strongly preferred; hybrid minimum 3 days in office
• Considered for the right candidate — must demonstrate exceptional self-management
• Able to flex when transaction volume and timelines require it

The focus of Zenith Home Loans is not to become the biggest mortgage company, where you are just a number, but to build the best mortgage company for our employees, clients, and industry partners.

With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting and proud time in a person’s life.

We are in love with the American Dream of homeownership. We are in love with the work we do, the families we do it for, and the people we get to work with every day. Our goal is to look back at our careers and say with pride, “We helped families achieve their dreams!”

The Zenith Core Focus

Our purpose is to have a profound and positive impact on people’s lives, starting with the people that work here, the families we serve, and the partners that we work with.

Our mission is to build an enduring world-class mortgage banking company.

Our niche is to always deliver on time, under budget, with no surprises.