Senior Software Engineer - Payments

Software Engineer Opportunity at Perk

Are you a Software Engineer who wants to own the payment experience that thousands of CFOs and travelers rely on every day?

At Perk, our Payments Experience squad owns the customer-facing layer of our payments product — how travelers and financial controllers set up payment methods, pay, receive refunds and credits, and access fintech add-ons. You'll build the systems that handle real money movement for 10,000+ companies, where correctness isn't optional and the end-user experience directly shapes how customers feel about Perk.

The Payments Experience team owns the moments that matter most to our customers: how they check out, how pricing is presented, how refunds are handled, and how the internal teams supporting them get their work done. We're looking for a Senior Engineer who wants to build products that people actually feel. The scope is deliberately end-to-end connecting directly to how customers perceive Perk, and how efficiently the business runs behind the scenes. Getting it right takes someone who thinks in systems but never loses sight of the person on the other end. If you care about the quality of what you ship, enjoy working closely with product and design to make hard problems feel simple, and want your work to have a visible impact on both customers and the people serving them - Payments Experience is a good place to be.

How we work

You'll join a cross-functional squad running two-week Kanban cycles, with standups, planning, refinements and retros. You'll have real ownership of the payments experience domain, working closely with finance-focused PMs, design and our broader payments group to shape what gets built and why.

AI at Perk

AI is embedded in how we work and what we build. On the engineering side, it spans the whole workflow: our Notion, Jira, GitHub and Slack are AI-connected so you get up to speed fast, and day-to-day it helps with specifying features, writing and reviewing code, and automated AI PR review on every pull request. We also embrace agentic coding, using AI as an active collaborator, not just a prompt-by-prompt co-pilot. We expect candidates to use AI tools in our coding interviews.

Some examples of what it means to be a Senior at Perk

• Shape the bigger picture. You'll contribute to the payments roadmap alongside finance-focused PMs and your EM — defining not just how we implement payment flows, but how Perk's payments experience should evolve across setup, paying, refunds and fintech add-ons to deliver what we call a '7-star travel experience'.

• Architect for today and tomorrow. You'll write design documents for significant changes to our payment systems, building financial state machines that are idempotent, auditable and correct by design. You'll be a guardian of payment system quality — proactively identifying where we need to harden, simplify or invest in our payments stack before it creates customer impact.

• Lead across boundaries. Payments Experience works closely with Payments Governance and Payments Platform. You'll coordinate cross-squad deliverables, align stakeholders on payment architecture decisions, and contribute to engineering guilds. When something goes wrong in production, you'll lead the response.

• Raise the bar for everyone around you. You'll mentor colleagues in payments engineering patterns, model what great financial system design looks like, and give thoughtful feedback in design reviews. You understand that for CFO-facing products, the bar for reliability and clarity is set higher than most.

Desired skills and experience

We know the best person for this role might not tick every box below. If you're excited about the problem and bring most of these skills, we'd encourage you to apply.

• Product Leadership: Translates complex business goals into technical roadmaps; de-risks ambiguous projects through spikes and prototyping.

• System Architecture: Architects scalable, evolvable systems and data models that account for performance, failure isolation, and long-term maintenance.

• Technical Standards: Defines and upholds engineering excellence, including CI/CD optimisations, testing strategies, and coding standards across the stack.

• Full-Stack Pragmatism: Brings deep expertise in either frontend or backend engineering, with enough fluency across the stack to make sound architectural decisions and spot risks across the stack

• Operational Maturity: Leads observability and SRE practices; defines SLOs, manages incident responses, and conducts blameless post-mortems.

• Security & Risk: Oversees operational security, including secrets hygiene and dependency risk management, to ensure a hardened production environment.

• Mentorship & Influence: Levels up the engineering organisation through active mentorship, leading design reviews, and influencing the product roadmap with technical data.

• Cross-Functional Impact: Coordinates multi-team deliverables and aligns stakeholders to resolve technical blockers across the organisation.

AI-Driven Development: Experience with—or a strong interest in—modern AI-augmented workflows. This includes leveraging agentic workflows, developing custom agentic skills to extend AI capabilities, utilising AI-powered code reviews

How We Work

At Perk, we take an IRL-first approach to work, where our team works together in-person 3 days a week. As such, this role requires you to be based within commuting distance of our hubs. We fundamentally believe in the value of meeting in real life to improve connectivity, productivity, creativity and ultimately making us a great place to work.

For certain roles, we can help with relocation from anywhere in the world, English is the official language at the office. Please submit your resume in English if you choose to apply. Do not forget to submit an updated portfolio and/or resume.

Perk is a global company with a diverse customer base, and we want to make sure the people behind our product reflect that. We're an equal opportunity employer, which means you're welcome at Perk regardless of how you look, where you're from, or anything else that makes you, well, you.

Protect Yourself from Recruitment Scams

All official communication from Perk will always come from email addresses ending in @ perk.com or @ externalperk.com, our verified social media channels, or recruiters listed on our official LinkedIn page. We will never ask you to pay for equipment, training, or fees, request sensitive personal information such as bank details early in the process, or communicate through unofficial apps like WhatsApp, Telegram, or Signal. If you receive a message claiming to be from Perk that seems suspicious, please do not respond. Forward it to security [at] perk.com, and we will confirm whether it is legitimate.