Senior Credit Risk Analyst

Responsibilities Understand the core credit cards business and the levers behind various decisions Analyze large amounts of data to derive business insights and create innovative solutions/models/strategies Clear articulation and structuring of business findings to the leadership and key partners. Develop and maintain quantitative models to predict default probabilities and potential losses, incorporating statistical software or machine learning methods Track and review credit exposures, identify risk concentrations, and recommend risk mitigation strategies to management Prepare detailed risk assessment reports and present findings to credit committees or senior management Ensure adherence to banking regulations, internal policies, and risk management frameworks Requirements Minimum 10 years of experience in relevant domain - Data Analysis and building models/strategies. Strong knowledge and working experience in SQL and Python is a must. Experience in Plaid and Alloy required Strong communication and interpersonal skills Ability to drive project deliverables to achieve business results. Ability to work effectively in a team environment. #J-18808-Ljbffr