Commercial Lender

Be among the first 25 applicants. Get AI-powered advice on this job and more exclusive features. This range is provided by The Agency. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $150,000.00/yr - $200,000.00/yr Additional compensation types Annual Bonus Direct message the job poster from The Agency Commercial Lender (Specific Title Dependent on Experience) Location: Austin, TX About The Bank This is a community bank with a great reputation throughout Central Texas. They are looking for an experienced C&I or generalist lender with a strong network throughout the Austin community to help the bank continue to grow. Position Overview The Commercial Lender is responsible for developing and expanding loan and deposit relationships with small to middle-market commercial clients, professionals, and associations within Austin and the surrounding areas. This role involves business development, credit underwriting, loan documentation, and portfolio management. The ideal candidate will maintain strong relationships with existing clients while proactively identifying and cultivating new business opportunities. Key Responsibilities Develop and manage relationships with prospective and existing clients to generate commercial loans, deposits, and cross-sell opportunities. Identify and pursue new business opportunities through active calling, networking, and participation in community and professional organizations. Analyze and interpret financial statements; underwrite and structure credit facilities to meet client needs while maintaining prudent risk standards. Prepare detailed credit memoranda and assist in developing comprehensive loan presentations for management and board review. Ensure that all loans are properly documented, closed, and compliant with regulatory and bank policy requirements. Collaborate with internal partners to cross-sell additional banking services, including investment, trust, residential mortgage, and other financial products. Actively represent the bank in community events to enhance visibility and foster business development opportunities. Minimum Qualifications Bachelor’s degree in Business, Finance, Accounting, or a related field (or equivalent experience). Minimum of 5 years of commercial lending experience, including business development, credit underwriting, loan documentation, and portfolio management. Demonstrated ability to manage and grow a portfolio of commercial relationships. C&I heavy experience is a plus. Proven success in developing new business within the Austin market. Strong analytical, credit, and presentation skills. Excellent communication, interpersonal, and relationship management abilities. Knowledge of regulatory and compliance standards applicable to commercial lending. Seniority level Not Applicable Employment type Full-time Job function Business Development and Administrative Industries Banking, Investment Banking, and Financial Services #J-18808-Ljbffr