CIB Lending Operations Middle Office Specialist

Why Wells FargoAre you looking for more? Find it here. At Wells Fargo, we’re more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place.Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three - making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. Join us!About this role:Wells Fargo is seeking a CIB Lending Operations Middle Office Specialist to join our Credit Services group as a part of Corporate Investment Banking Lending Operations (CIBLO).This hire will partner with internal relationship teams and external customers to facilitate letters of credit for Corporate and Investment Banking clients. You will support the onboarding and coordination of each transaction, helping ensure products are delivered accurately and on time while adhering to internal credit and compliance procedures, meeting customer needs, and mitigating operational and credit risk.In this role, you will:Serve as a critical intermediary between the front office and back office during the lending origination and trading processParticipate in low‑ to moderately complex initiatives and identify process improvement opportunities within Corporate & Investment Banking Lending Operations in middle office functionExecute credit requests and data input across loan and operating exposure products; onboard and setup client and legal entity systems, document review and checklist completion, coordinate booking, funding, and collateral requirementsReview credit approvals and legal documentation to support system setup; complete regulatory and compliance steps (e.g., screenings, KYC confirmation),Partner with loan operations to support closing and funding; identify issues and escalate exceptions as appropriateReview and analyze basic business, operational, or technical assignments requiring research and evaluation of alternativesPresent recommendations to resolve low‑ to moderately complex situationsExercise independent judgment to support medium‑risk deliverablesApply growing expertise in functional policies, procedures, and compliance requirementsCollaborate with functional colleagues, internal partners, and stakeholdersRequired Qualifications:4+ years of Corporate or Commercial Banking credit/loan operations experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or educationDesired Qualifications:Experience reading, reviewing, and interpreting credit agreements to identify key terms, conditions, and operational requirementsKnowledge of credit systems of record and tools such as AFS, LIQ, nCino, TradeWorks, CoRS, Documentum, ICMP, and Cornerstone Knowledge of booking and closing processesUnderstanding of the credit underwriting and customer due diligence processAbility to working in a fast-paced and results-driven environmentAbility to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environmentStrong attention to detail and ability to compete high-quality work productAbility to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are importantStrong written and verbal communication skillsPrimary Posting Location:550 S Tryon St, Charlotte, North Carolina 28202Additional Posting Locations: 1700 Lincoln St, Denver, Colorado 80203401 Las Colinas Blvd W, Irving, Texas 75039550 S 4th St, Minneapolis, Minnesota 55415Job Expectations: Ability to work on-site at posted location in compliance with our hybrid schedule.This position is not eligible for Visa sponsorship.Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.$28.85 - $48.08Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:2 Sep 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: CHARLOTTE, NC; IRVING, TX; DENVER, CO; MINNEAPOLIS, MNType: Full time