Risk Strategist, User Risk Strategy

Who we are Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. About the team As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy org protects and advances Stripe’s business, brand, and mission by building and deploying market‑leading policies and practices that instill user and partner trust in Stripe while enabling business growth. What you’ll do Under the User Risk Strategy org, you will be part of the Industry Expansion Strategy team. Our focus is to unlock revenue by strategically expanding supportability for users in highly regulated industries. This role will embed within Sales account teams to provide high‑quality risk advisory support to onboard large enterprise users. You will partner with Compliance, Legal, Financial Partnerships, Product and Credit Risk to design and execute on custom risk mitigation strategies for users in the Financial Services vertical. You will also provide expert guidance and analyses to help grow novel business models on Stripe (e.g. predictive markets, P2P money transmission, stablecoin remittance) in a risk‑conscious manner. We are looking for someone who is passionate about navigating ambiguity, enabling business growth while balancing risk, and is skilled at identifying ways to improve user experience. Responsibilities Embed within Sales teams to drive pre‑onboarding Risk Due Diligence strategy (incl. AML/KYC and sanctions compliance, credit worthiness) for large, complex Financial Services deals. You will partner with Stripe’s Sales, Legal, Compliance Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe’s largest users. Evaluate emerging Financial Services use cases for supportability and develop the frameworks that allow Stripe to access these users and markets responsibly. Perform research and analysis to assess Stripe’s current risk performance and develop and prioritize long‑term strategic plans for future growth. Challenge the status quo and provide multiple alternative solutions and key execution criteria. Represent Stripe in external engagements with our most critical partners and users. Execute special projects/ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving. Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements 5+ years of professional experience, preferably in Financial Services, Payments or FinTech industries. Familiarity with banking and money movement regulations, including KYC/KYB, AML OFAC compliance, and credit and fraud risk. Experience in a related role (risk, compliance, legal, consulting). Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them. Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users. Strong stakeholder management skills, including experience influencing product/engineering, sales, data science, and operations teams. Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations. The ability to take ownership, be accountable, and lead without formal authority. Entrepreneurial and curious mindset, strong communication and interpersonal skills. Ability to operate independently, navigate ambiguity, and solve problems with the end user in mind. Strong desire to work in a fast paced and innovative environment. Strong analytical skills and operating rigor. Strong executive presence and presentation skills, including experience engaging with leadership. Preferred qualifications Experience overseeing execution and delivery of highly‑strategic programs; proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines. Experience in a client‑facing role managing relationships with large, global, and complex organizations. Ability to navigate data and people to find answers and drive solutions. A strong understanding of our business and products, and an ability to research/self‑start. Familiarity with card network rules. Hybrid work at Stripe This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office). In‑office expectations Office‑assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in‑person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams. Working remotely at Stripe A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on‑sites, meet‑ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live. Pay and benefits The annual US base salary range for this role is $123,600 - $185,400. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process. Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends. #J-18808-Ljbffr Monograph