Risk Analyst

Risk Analyst

The Risk Analyst supports the Senior Risk Analyst and the Legal and Risk Departments by coordinating compliance, documentation, regulatory review, and risk-related activities across Cotton's divisions. This position assists in monitoring operational adherence to laws, ordinances, statutes, and internal policies. Responsibilities include performing internal compliance reviews, supporting risk mitigation initiatives, obtaining and maintaining required licenses and registrations, coordinating with vendors and external agencies, and preparing regulatory and contractual documentation. The Risk Analyst ensures that Cotton's operations comply with established standards and helps maintain consistent risk management practices across the organization.

Key Responsibilities

• Research, review, and interpret regulatory and legal changes affecting Cotton's operations
• Communicate updates to leadership and affected departments
• Support efforts to implement compliance requirements established by the Legal and Risk Departments
• Obtain new or renewal licenses, certifications, registrations, and propose exemptions when appropriate
• Communicate with local, state, and federal agencies, insurance carriers, and brokers
• Assist in developing and updating internal policies, procedures, and compliance documentation
• Conduct internal audits to evaluate compliance with corporate standards
• Prepare, maintain, and organize compliance reports and related records
• Assist with reviewing and preparing contracts with clients and vendors
• Assist in the insurance renewal process by gathering data, completing applications, and reviewing policies
• Issue, maintain, and organize Certificates of Insurance (COIs)
• Coordinate with vendors regarding documentation and review of maintenance contracts
• Support the Corporate Risk Manager on risk management activities and departmental initiatives
• Complete other duties as assigned

Skills, Knowledge and Expertise

• 2–5 years of experience in compliance, risk management, legal, auditing, business operations, or a related area
• Experience researching regulations or interpreting compliance requirements
• Experience collaborating with insurance carriers, brokers, vendors, or regulatory agencies is preferred

Skills

• Strong research, analytical, and problem-solving abilities
• Ability to review contracts and understand basic legal and business terms
• Proficiency with Microsoft Office and related business software
• Ability to manage multiple deadlines and maintain organized documentation
• Ability to communicate clearly with internal teams and outside entities
• Strong judgment and attention to detail
• Ability to maintain accuracy in compliance documentation and regulatory filings

Education

• Bachelor's degree required
• Academic background in business, accounting, legal studies, risk management, or related discipline is preferred

Knowledge

• Knowledge of compliance principles, risk management practices, and regulatory requirements
• Familiarity with construction, restoration, culinary, or trucking industries is preferred
• Understanding of insurance processes and risk documentation
• Knowledge of contract review fundamentals
• Understanding of internal auditing and policy development

Personal Traits and Attributes

• High attention to detail and accuracy
• Strong organizational skills and ability to maintain structured records
• Professional communication style
• Ability to manage sensitive information confidentially
• Proactive approach to problem-solving and identifying compliance risks

Benefits

• Impactful Work: Make a difference by helping businesses prepare for and recover from disasters.
• Collaborative Culture: Work alongside passionate, talented professionals in a fast-paced environment.
• Career Growth: Expand your skills and grow within a dynamic, industry-leading company.
• Competitive Compensation & Benefits: Enjoy a strong benefits package, including healthcare, retirement plans, and more.

About Cotton Holdings

Founded in 1996, Cotton Holdings Inc., is a global, diversified holding company with subsidiaries that provide property restoration, construction, roofing, consulting, workforce staffing, temporary workforce housing and culinary services to public and private entities worldwide. Cotton subsidiaries operate throughout North America and internationally under eight unique brands: Cotton Global Disaster Solutions, Cotton Roofing, Cotton Logistics, Cotton Culinary, Cotton International, Advance Catastrophe Technologies (ACT) and Target Solutions.