Sr. Product Specialist - Transaction Banking

Position Summary Are you an experienced, passionate pioneer in technology who wants to work in a collaborative environment? As an experienced Sr. Product Specialist you will have the ability to share new ideas and collaborate on projects as a consultant without the extensive demands of travel. The Project Delivery Talent Model is designed for professionals with specialized skills that align to a current client need. Team members focus on delivering services to clients, without additional expectations related to business development or promotion. Their employment is tied to their role on a project, and they are eligible for a benefits package that is competitive for project delivery-focused professionals. Work you’ll do/Responsibilities Define and maintain the enterprise architecture roadmap for transaction banking capabilities across payments, cash management, trade finance, and securities services.Partner with business, operations, product, and technology stakeholders to translate strategic objectives into scalable architecture solutions.Ensure architecture supports key business priorities including client experience, straight-through processing, resilience, compliance, scalability, and cost efficiency.Provide domain guidance across payment rails, liquidity and cash management services, trade lifecycle processes, and securities servicing functions.Collaborate with solution architects and engineering teams to ensure implementation alignment with enterprise standards and target-state architecture.Assess legacy environments and define pragmatic migration paths to modern, modular, and interoperable platforms.Support risk, security, regulatory, and operational resilience requirements relevant to transaction banking ecosystems. The Team Our AI & Engineering leverages cutting-edge engineering capabilities to build, deploy, and operate integrated/verticalized sector solutions in software, data, AI, network, and hybrid cloud infrastructure. These solutions are powered by engineering for business advantage, transforming mission-critical operations. We enable clients to stay ahead with the latest advancements by transforming engineering teams and modernizing technology & data platforms. Our delivery models are tailored to meet each client's unique requirements. Our AI & Data practice offers comprehensive solutions for designing, developing, and operating advanced Data and AI platforms, products, insights, and services. We help clients innovate, enhance, and manage their data, AI, and analytics capabilities, ensuring they can grow and scale effectively. Qualifications Required Bachelor’s degree, preferably in Computer Science, Information Technology, Computer Engineering, or related IT discipline; or equivalent experience.7+ years of experience in understanding architecture, solution design, or technology leadership within banking or financial services.7+ years of experience in product management, preferably within large scale transaction banking firms, or a related financial services field.Experience with payments, check processing, bank accounts, liquidity management, collections, cash managementExperience in transaction banking architecture including: Payments, Cash Management, Trade Services, and Securities Services.Proven experience designing enterprise-scale architecture across applications, data, integration, and technology domains.Strong understanding of banking architecture patterns, microservices, APIs, event-driven architecture, cloud platforms, and enterprise integration.Experience with core banking / transaction banking platforms, payment hubs, trade finance systems, securities processing platforms, and related ecosystem vendors.Limited immigration sponsorship may be available.Ability to travel 10%, on average, based on the work you do and the clients and industries/sectors you serve. Qualifications Preferred Master’s degreeFamiliarity with regulatory and control considerations impacting transaction banking, including resilience, auditability, data governance, and security.Demonstrated ability to influence senior stakeholders and lead cross-functional architecture governance. You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance. Deloitte is committed to providing reasonable accommodations for people with disabilities. If you require a reasonable accommodation to participate in the recruiting process, please direct your inquiries to the Global Call Center (GCC) at View email address on click.appcast.io. Recruiting tips From developing a stand out resume to putting your best foot forward in the interview, we want you to feel prepared and confident as you explore opportunities at Deloitte. Check out recruiting tips from Deloitte recruiters. Benefits At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you. Our people and culture Our inclusive culture empowers our people to be who they are, contribute their unique perspectives, and make a difference individually and collectively. It enables us to leverage different ways of thinking, ideas, and perspectives, and bring more creativity and innovation to help solve our clients' most complex challenges. This makes Deloitte one of the most rewarding places to work. Our purpose Deloitte’s purpose is to make an impact that matters for our people, clients, and communities. At Deloitte, purpose is synonymous with how we work every day. It defines who we are. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities. Learn more. Professional development From entry-level employees to senior leaders, we believe there’s always room to learn. We offer opportunities to build new skills, take on leadership opportunities and connect and grow through mentorship. From on-the-job learning experiences to formal development programs, our professionals have a variety of opportunities to continue to grow throughout their career. As used in this posting, "Deloitte" means Deloitte Consulting LLP, a subsidiary of Deloitte LLP. Please see for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law. Requisition code: 365450 Job ID 365450 Data and Analytics | Analytics and InsightsSame job available in 3 locations