Branch Manager

POSITION: VP – Branch Manager LOCATION: Richfield, Utah COMPENSATION: The salary range for this position is based on the successful candidate's education, experience, and qualifications. In addition to base salary, Western AgCredit offers performance-based incentive compensation and a comprehensive benefits package that includes a 401(k) plan with employer match, paid vacation, holidays and sick leave, medical, dental and vision insurance, life insurance, flexible spending and health savings accounts, and professional development opportunities. POSITION SUMMARY: Leads the Branch's commercial and mortgage lending, business development, credit administration, portfolio management, member service, and staff development within delegated authority. Oversees credit and support functions while promoting profitable growth, sound credit quality, efficient delivery, and consistent implementation of Association policies and programs. EMPLOYEES SUPERVISED: Directly supervises all credit and support staff within the Branch. MAJOR RESPONSIBILITIES: Directs business development for the Branch's commercial and mortgage lending portfolios in accordance with Association policies and delegated authority. Promotes profitable growth while balancing sound credit quality through disciplined underwriting. Develops and maintains a strong pipeline of prospective borrowers by visiting farms and ranches, making targeted marketing calls, cultivating referral sources, and identifying opportunities to expand relationships. Monitors lending operations and portfolio performance, including credit quality, credit delivery, loan pricing, risk ratings, exceptions, delinquencies, and servicing activity. Ensures Branch practices comply with Farm Credit Administration regulations, Association policies, and applicable internal controls. Leads, coaches, and develops Branch employees by establishing clear performance expectations, providing timely feedback, completing performance reviews, and fostering accountability, collaboration, and professional growth. Makes recommendations to management regarding hiring, corrective action, and termination decisions for Branch staff. Builds productive relationships with internal staff, agricultural organizations, community leaders, and other external contacts. Represents and promotes Western AgCredit at agricultural organization meetings and events. Maintains a professional presence throughout the agricultural community and develops a network among community leaders and influencers. Coordinates branch and regional marketing efforts with the SVP-Chief Credit Officer and Marketing Director. Directly services and manages a loan portfolio. Approves loans and loan servicing within delegated authorities. Other duties as assigned. QUALIFICATIONS: Bachelor's degree in agriculture, agricultural business, accounting, finance, economics, business administration, or a related field required. Minimum of five years of progressively responsible agricultural or commercial lending experience, including demonstrated responsibility for credit analysis, portfolio management, customer relationships, and business development. Prior supervisory or team leadership experience preferred. Demonstrated expertise in credit administration, financial and credit analysis required. Working knowledge and understanding of Farm Credit regulations preferred. Strong knowledge of agriculture, accounting, business law and economics is required. Management experience, or equivalent, preferred. Ability to effectively make decisions independently and exercise sound judgment. Strong skills in organization, directing, planning, and written and verbal communication. Proficiency with Microsoft Office applications and the ability to learn and effectively use Association lending, customer relationship management, document preparation, and reporting systems. GENERAL DATA: Mobility on unimproved properties and/or construction sites required. Some travel required in performance of job. FINAL FILING DATE: The position will remain open until filled. Applications will be reviewed as they are received. For questions or additional information, call View phone number on click.appcast.io. Date: October 2, 2026 We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. EEO/AA Employer M/F/V/D #J-18808-Ljbffr