Risk Management Analyst

Job Description Job Description Position Summary The Risk Management Analyst is responsible for identifying, assessing, and mitigating financial and operational risks across the organization. This role plays a critical part in protecting the company's portfolio by analyzing lending trends, monitoring risk exposure, and supporting the development of risk management strategies aligned with business objectives. Key Responsibilities Analyze loan portfolio performance to identify risk trends, delinquencies, and potential losses Develop and maintain risk models, reports, and dashboards to support decision-making Monitor credit risk, operational risk, and compliance-related exposures Collaborate with underwriting, collections, and compliance teams to improve risk controls Support the development and refinement of risk policies and procedures Conduct periodic risk assessments and present findings to leadership Ensure alignment with internal controls and regulatory requirements Required Qualifications Bachelor's degree in Finance, Economics, Business, or a related field 2–4 years of experience in risk management, financial analysis, or lending operations Strong analytical and quantitative skills Proficiency in Microsoft Excel and data analysis tools Ability to interpret financial data and communicate insights effectively Preferred Qualifications Experience in consumer finance or installment lending Familiarity with risk modeling, credit scoring, or portfolio analytics Knowledge of SQL, Python, or data visualization tools (Tableau, Power BI) Understanding of regulatory frameworks related to lending Compensation & Benefits Base Salary: $70,000 – $85,000 annually, based on experience Performance Incentive: Annual bonus eligibility up to 10–15% Total Compensation Potential: $77,000 – $98,000+ Benefits Package Includes: Medical, dental, and vision insurance 401(k) with company match Paid time off and company holidays Professional development and certification support Career advancement opportunities