Associate, Assistant Relationship Manager

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

EDUCATION • Degree or equivalent work experience equally preferable • Preferred fields of study include Finance, Accounting, Economics, or Business Administration • Master of Business Administration (MBA) or relevant graduate degree advantageous CERTIFICATIONS • Relevant licenses/certifications according to the relevant region/local regulatory requirement WORK EXPERIENCE • Experience within a complex financial services environment providing corporate coverage, relationship management, credit, or capital markets support • Experience with financial modeling, transaction execution, and client pitch development across lending and capital markets products • Track record of independently building credit analysis, client pitch materials, and integrated product proposals FUNCTIONAL SKILLS • Proficient in corporate finance, credit analysis, and financial modeling for corporate clients • Comprehensive understanding of integrated product solutions across lending, capital markets, treasury services, and advisory, including pitch books and transaction proposals • Solid understanding of capital structure analysis, market opportunities, and client strategic needs • Experience using market intelligence platforms, customer relationship management (CRM) systems, and pipeline tools • Well-developed understanding of liquidity, credit, funding, capital, and interest rate risk in client origination • Practical command of monitoring of client risk profile, including covenant compliance and exposure utilization FOUNDATIONAL SKILLS • Communicates effectively • Identifies multiple paths to success using analytical and critical thinking as well as decision-making skills • Exercises sound judgment, prioritizes effectively, and strives for continuous improvement • Effectively collaborates with colleagues • Leverages available technology to drive efficiency and results • Understands and applies industry trends and best practices • Exhibits optimism, resilience, flexibility, and openness to others' ideas • Values learning as a lifelong professional objective • Engages inclusively and with intent • Always acts with integrity RESPONSIBILITIES • Builds and maintains relationships with corporate clients across assigned industry sectors • Conducts financial, credit, and capital structure analyzes to identify client financing needs, strategic opportunities, and capital markets opportunities and translates findings into actionable coverage plans • Develops integrated product proposals spanning lending, capital markets, treasury services, and advisory capabilities • Performs market intelligence gathering on industry trends, peer activity, and macroeconomic factors affecting client portfolios • Manages preparation of pitch books, relationship reviews, and transaction materials and documents client interactions, deal progress, and decisions within customer relationship management (CRM) and pipeline systems • Evaluates origination opportunities and monitors portfolio performance, client activity, and pipeline health against liquidity, credit, funding, capital, and interest rate risk parameters, escalating material changes to senior bankers • Reconciles client revenue, profitability, and cross-sell metrics to support relationship planning • Resolves client service issues and operational inquiries working closely with internal partners

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.