Product Data Scientist

Product Data Scientist

At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people.

Our Mission:

To help hard-working New Yorkers build better tomorrows

Our Vision:

Be New York's most loved financial institution by helping our members build their best financial futures

Overview:

Reporting to the Director of Strategic Insights, the Product Data Scientist will be responsible for analyzing disparate data sources to provide recommendations that guide MCU's member-centric growth strategy. Using both structured and unstructured data, this senior analyst will be responsible for applying a variety of analytic techniques, including econometric and machine learning models, to uncover growth segments, guide product development, and support personalization efforts. The analyst will help develop clear, actionable recommendations and deliver results to senior leaders.

Responsibilities:

• Identity and prepare structured and unstructured data for analysis
• Conduct in-depth analysis to inform product development, member segments and personalization efforts
• Develop econometric and machine learning models to drive insights and support growth
• Work with business partners and the Director of Strategic Insights to identify and prioritize projects with the greatest potential for impact.
• Translate analysis results into business-oriented action items
• Communicate results to marketing and other business leaders
• Develop processes and methods for tracking impact of recommendations
• Serve as a 'data end user' SME to identify areas of improvement for data processes and systems
• Partner with marketing to evaluate and optimize campaign performance, leveraging product and member data to improve targeting, conversion, and ROI.
• Onboard, train, and provide ongoing guidance for analysts ensuring consistency in analytics processes, data interpretation, and reporting standards.
• Serve as a cross-functional analytics resource for initiatives that span across the marketing and product division
• Perform other related duties as assigned.

Requirements:

• Bachelor's degree (Master's Preferred) in Math, Statistics, Data Science, Engineering, or another quantitative field
• 5+ years in an analytical position, including experience with modeling, A/B testing, causal inference, or other advanced techniques. Experience in financial services preferred.
• Proven ability to aggregate and synthesize larger data sets from multiple sources
• Proficiency with Python, R, or other analytic language.
• Proficiency with SQL, including CTEs and window functions
• Proficiency with Power BI, Tableau, or other BI tools.
• Strong presentation skills and ability to communicate complex ideas simply

• Strong reporting, decision making, analytical and problem-solving skills. Highly flexible and able to quickly adapt to changing priorities.

• Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail.

Why you'll be a good fit:

Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following:

Results - We are passionate about winning.

Agility - We proactively anticipate, respond and pivot to ensure MCU wins.

Integrity - We operate with the highest ethical standards and highest degree of honesty.

Belonging - We cultivate a culture of inclusion and teamwork.

Ownership - We take personal responsibility and hold ourselves accountable for the results.

Why You'll Love Working Here:

The pay range for this position is between $106,300-180,090 annually. Actual base pay offered may vary depending on a number of factors such as job-related knowledge, skills, experience, and location. Employees in this position may also be eligible for a discretionary bonus, 401(k) with an 6% employer match per pay period. Benefits for this position include Medical, vision, dental, life, and disability insurance, flexible paid time off and 11 paid holidays annually.

Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws.

We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.