SBA Eligibility Review Officer I

Description Summary: The SBA Eligibility Review Officer I is responsible for reviewing SBA & USDA guaranteed business loans to determine proper structure and ensure the loan closes in accordance with SBA & USDA eligibility requirements. Duties & Responsibilities Maintains an individual pipeline of work, with loans typically having customer exposure up to $1 million. Appropriately assess eligibility of borrower(s), co-borrower(s), guarantor(s) assuring that, if needed, the SBA guarantee can be enforced. Interacts with the internal SBA Sales and Operations colleagues to facilitate understanding of the SBA and USDA guaranteed loan programs as well as to understand the credit request, obtain necessary eligibility information, and communicate eligibility decision and reasoning. Reviews use of proceeds, orders SBA Number, prepares SBA Loan Authorization and other SBA forms and is responsible for ensuring the loan meets all SBA/USDA requirements. Reviews all reports and information received with respect to SBA/USDA eligibility requirements to determine if terms and conditions of the SBA credit approval will be met. This includes review of franchise agreements, purchase agreements, bank notes, and business plans. Researches and resolves servicing questions from the SBA and internal personal to ensure the guaranty can be maintained. May be asked to advise Financial Recovery Group (FRG) colleagues in properly working out, liquidating, and litigating SBA loans. May also be required to submit final wrap up reports to the SBA once resolution has been made. May serve as main point of contact to commercial loan servicing colleagues to ensure proper accounting and reporting of all SBA loans (1502 Report). Performs other tasks as needed to support the line of business and job family. Basic Qualifications Bachelor’s Degree and 1 year of direct SBA/USDA lending/due diligence experience or a minimum of 3 years of direct SBA/USDA lending/due diligence experience. Preferred Qualifications Bachelor's degree in Finance, Accounting, Business or Economics Knowledge of the SBA Standard Operating Procedures (SOP). Ability to clearly document and communicate eligibility conditions to close in accordance with the SBA Standard Operating Procedures. Good interpersonal skills and the ability/desire to work in a fast‑paced production environment are critical to be successful in this role. Ability to multi‑task. Knowledge of SBA/USDA loan programs. TSoft and SBA E‑tran experience are preferred. Excellent PC skills to include Excel, Word, Outlook, AFS and Velocity. Exempt Status: Yes (not eligible for overtime pay) ( No = eligible for overtime pay) Workplace Type: Office Our Approach to Office Workplace Type: Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full‑time basis. Compensation Range: $52,000 - $101,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. #J-18808-Ljbffr Huntington Bancshares, Inc.