Analytics Lead, Deposit Fraud Risk

AtAffirm,weexistforthemomentsthatmatter—givingpeopleaclear,predictablewaytopayovertime,withnohiddenfees,nosurprises,andnotradeoffsonwhatmattersmost. TheFraudteamatAffirmBankworkscross-functionallywithMachineLearning,Product,Engineering,Operationstocombatfraudulentactivitiestofosterasafeplatform. Thisrolerequiresabundantcross-functional partnership.ThisindividualwillbetherepresentativeoftheCreditRiskorg,leadingthechargeonrefiningourIdentityVerificationandFraudprocessesaswellasourApplicationflow.Additionally,thisrolewillworkcloselywiththeProductandEngineeringteamstoimproveourFraudsolution. Comejoinusinourmissiontochangeconsumerfinancethroughbettertechnology,lowercosts,andincreasedtransparencywhileprovidingthebestcustomerexperience. WhatYou'llDo Thisrolewilltakechargeofowningfraudperformancefordepositoryproducts,includingmonitoringfraudlosses,approvalrates,falsepositives,customerfriction,andotherkeyriskmetrics DataPipeline,Analytics&Monitoring Buildandmaintainscalabledatamodelsandtransformationpipelines,usingtools(suchasDBT)tostandardizedepositoryproduct,transaction,customer,fraud,andoperationaldata. Definetrustedfraudperformancemetricsandanalyticaldatasets,includingfraudlossrates,approvalanddeclinerates,false-positiverates,customerfriction,andoperationalefficiency. Developrecurringdashboards,scorecards,andmonitoringframeworkstoprovideclearvisibilityintofraudperformance,portfoliohealth,andemergingrisks. Conductdeep-diveanalysestodiagnosefraudlosses,controlgaps,falsepositives,portfolioshifts,andunexpectedperformancechanges,translatingfindingsintoactionablerecommendations. FraudStrategyBuilding&Optimization Developandoptimizefraudrules,policies,thresholds,models,anddecisionstrategiesthatbalancelossprevention,customerexperience,operationalcapacity,andproductgrowth. Evaluatenewdatasourcesandsignalstoimprovedetectionofidentityrisk,accounttakeover,devicerisk,transactionrisk,andotherfraudtypologiesrelevanttodepositoryproducts. Leadtestingandperformancemeasurementoffraudstrategychanges,includingrulelaunches,modelupdates,policychanges,andnewproductcontrols,withclearpre- andpost-implementationevaluation. Partnercross-functionallywithProduct,Engineering,MachineLearning,DataEngineering,FraudOperations,andRisktoimprovefraudstrategies,strengthenoperationalfeedbackloops,andsupportnewproductlaunches. WhatWeLookFor EXPERIENCE - 7+ years’ of Analytics experience PRODUCT KNOWLEDGE - Passion to understand how Affim product works and a curious mindset to help change and make it more effective TECHNICALSKILLS - Fluent in SQL and Python PEOPLESKILLS - A team player with ability to collaborate and influence across many different teams in the organization COMMUNICATION - Ability to communicate findings and recommendations clearly to both technical and non-technical audiences EXECUTION - Able to thrive in a fast-paced environment and be responsive and available during times of peak fraud activity MULTI-TASKING - Strong time management skills and the ability to manage multiple projects and priorities RISKKNOWLEDGE - Working knowledge of the fundamentals of payment processing and an understanding of industry risk trends, including familiarity with fraud strategy development BasePayGrade-M EquityGrade-USA8 Employees new to Affim typically come in at the start of the pay range. Affim focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. USAbasepayrange(CA,WA,NY,NJ,CT): $185,000-$245,000 USAbasepayrange(allotherU.S.states): $164,000-$224,000 Please note that visa sponsorship is not available for this position. Remote-firstwithflexibilitybuiltin Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Somepositions may occasionally require in-person work at an Affim office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. BenefitsDesignedForYou Health coverage at no cost: We cover 100% of premiums for employees and their dependents. Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affim stock at a discount. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in SanFrancisco or LosAngeles: Affim considers qualified applicants with arrest and conviction records, as required by law. #J-18808-Ljbffr