Senior Credit Analyst

Within our Corporate Finance & Accounting team located in Denver , Leprino is seeking a Senior Credit Analyst to help manage credit risk and accounts receivable for some of our largest and most complex customers. This role combines financial statement analysis and commercial credit assessment with hands-on portfolio management, collections, and deduction resolution. You'll evaluate the financial strength of businesses, recommend appropriate credit exposure, and work directly with customers and internal teams to resolve payment issues, reduce risk, and protect cash flow. At Leprino, starting compensation for this role typically ranges between $85,000 and $95,000 . This position has an annual target bonus of 10% . What You’ll Do: Analyze and spread business financial statements, including balance sheets, income statements, and cash flow statements, to evaluate liquidity, leverage, net worth, financial trends, and overall creditworthiness. Evaluate the financial strength of domestic and international customers and recommend appropriate credit limits, payment terms, and other actions based on your analysis. Prepare clear, well-supported credit analyses and recommendations for management review and approval. Support a portfolio of approximately 100 customers, including large, high-touch accounts requiring ongoing attention, communication, and financial oversight. Monitor customer accounts and accounts receivable activity to identify past-due balances, changing payment patterns, financial deterioration, and other emerging risks. Lead and support collection efforts on past-due accounts, working directly with customers and internal partners to resolve issues and improve cash flow. Investigate and resolve complex customer deductions and short payments, including pricing discrepancies, freight, shortages, rebates, returns, trade promotions, chargebacks, and other payment disputes. Partner closely with Sales, Customer Service, Supply Chain, Accounts Receivable, and other teams to research discrepancies, determine appropriate resolution, and prevent recurring issues. Serve as a senior resource for complex credit, collection, and deduction matters while communicating recommendations clearly and professionally to customers and Leprino leadership. Analyze portfolio, collection, and deduction trends and support reporting, process improvements, and system initiatives that strengthen credit controls and visibility across the business. You Have At Least (Required Qualifications): A Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. Five (5) years of progressive experience in commercial credit analysis, corporate credit, credit underwriting, commercial banking, corporate finance, or a closely related field. Demonstrated experience independently analyzing and spreading business financial statements, including balance sheets, income statements, and cash flow statements. Strong knowledge of financial-statement analysis, including evaluating cash flow, liquidity, leverage, net worth, financial trends, and overall business creditworthiness. Experience evaluating businesses and developing well-supported credit or risk recommendations for management review. Strong written and verbal communication skills with the ability to explain financial and credit matters clearly to customers, business partners, and senior leaders. Strong Excel skills, including experience working with PivotTables and financial data analysis. We Hope You Also Have (Preferred Qualifications): Experience managing a portfolio of commercial customers or counterparties within a large corporate environment, commercial bank, or other complex organization. Experience with commercial collections, accounts receivable, customer deductions, short payments, chargebacks, rebates, pricing disputes, or cash application processes. Experience establishing or recommending customer credit limits, payment terms, guarantees, collateral, or other credit-risk controls. Experience analyzing privately held and/or international companies. Experience working with SAP or a similar enterprise financial system. Experience developing credit, portfolio, collections, or deduction reporting and analytics. Experience within the food, dairy, manufacturing, or distribution industries. At Leprino, we believe in equal employment opportunity and make employment decisions based on each individual’s unique talents, experience, skills, and knowledge; we do not discriminate on the basis of any personal characteristics. We know we are better together and are committed to creating an inclusive and supportive culture in which all employees can thrive. A chance to be part of a global team of individuals passionate about producing and delivering high-quality products that help feed and nourish families around the world. Leprino could not be where it is today without our incredible employees. That is why we share in our success together by rewarding you for your hard work. Hiring great people who are in it for the long run is our goal. Through competitive salaries and bonuses, life, medical/dental/vision coverage, voluntary benefits, employee assistance programs, wellness incentives, tuition assistance, vacation, ten paid holidays, sick time, paid parental leave, annual merit increases, as well as the LFC Profit-Sharing & 401(k) plan. Your impact will be noticed and rewarded, as you seek to further our company, our customers, and one another. Our Story: Leprino's history dates back to the 1950s, when Jim Leprino first started making small batches of mozzarella for local markets and eateries in the Little Italy neighborhood of Denver. We’ve grown a bit since then. Today, Leprino is the world’s largest manufacturer of mozzarella and lactose, and a leading producer of whey protein. Still owned by the Leprino family, our sights are set to be the "World's Best Dairy Food and Ingredient Company." From a small corner grocery store we have grown to over 5,500 employees throughout the globe. Will you join us on our journey? Leprino uses Psychemedics for a 90-day hair follicle drug test as a pre-employment screening tool and also participates in E-Verify. Some positions at the Denver corporate office may require Personal Protective Equipment (PPE) based on role and location. Leprinosupports a drug-free workplace and is an EEO / Affimative Action Employer M / F / Disability / Veteran. #J-18808-Ljbffr