Relationship Manager

Develop new customer relationships and strengthen existing ones using United’s need-based sales approach Interview consumer loan applicants and request specified information for loan applications Accept loan applications and notify applicants of loan decisions Order credit reports and recommend loan terms Review, analyze, and process consumer lending requests in compliance with policies Work past dues, loan exceptions, and criticized asset reports Develop and maintain interest rate structure consistent with bank policies Use independent judgment and discretion based on assigned lending authority Stay abreast of current and developing lending regulations Provide efficient, accurate, and high-quality service while maintaining good customer relations Support others through mentoring and attending sales and developmental meetings Attend and serve in community functions, boards, and committees as necessary Support all company lines of business with referrals and sales opportunities Perform other duties as assigned Requirements High School diploma or equivalent Experience in a financial institution preferred Basic understanding of financial institution products and services Knowledge of consumer credit structuring, lending practices, and customer relationship management Strong interpersonal, analytical, and communication skills Proven leadership ability and sharp business development focus Proficient in Microsoft Office programs Must complete all required compliance training, including Bank Secrecy Act/anti-money laundering training NMLS initial registration and annual renewal required, including fingerprinting and background checks Must be able to pass a background and credit check Schedule flexibility for evenings and weekends Up to 10% travel required Core Competencies Demonstrates expertise in consumer lending practices, customer relationship management, and compliance with financial regulations. Proven ability to develop customer relationships and provide high-quality service while supporting business development initiatives. Highest-signal resume keywords Consumer Lending Practices Customer Relationship Management NMLS Registration Compliance Training Business Development ATS Optimization Keywords Hard Skills Loan Application Processing Credit Report Analysis Interest Rate Structuring Financial Institution Products Knowledge Consumer Credit Structuring Soft Skills Interpersonal Skills Analytical Skills Communication Skills Leadership Ability Mentoring Certifications & Qualifications NMLS Initial Registration Bank Secrecy Act Training Anti-Money Laundering Training Industry Keywords Financial Institution Lending Regulations Customer Service Sales Approach Community Engagement Tools & Technologies Microsoft Office #J-18808-Ljbffr