Sr. Investigator/QC Analyst

Job Description

Job Description

We are seeking an experienced Senior Investigator / QC Analyst for a 6-12 month contract opportunity supporting AML and financial crimes compliance initiatives. This role is responsible for conducting quality reviews of investigations, evaluating potentially suspicious activity, and ensuring regulatory and reporting standards are consistently met. The ideal candidate will have hands-on experience conducting AML investigations and a demonstrated history of preparing and filing Suspicious Activity Reports (SARs) and/or Unusual Activity Reports (UARs) as a regular part of their responsibilities, not solely exposure to the process. This position is 100% onsite in San Francisco during the initial training period and will transition to a hybrid schedule thereafter.

Key Responsibilities

• Perform quality control reviews of AML alerts, investigations, and case documentation for accuracy, completeness, and regulatory compliance.
• Evaluate investigative findings and determine whether cases warrant escalation or additional review.
• Assess potentially suspicious activity and make recommendations regarding SAR/UAR filings.
• Review transaction activity, customer behavior, and supporting documentation to identify financial crime risks.
• Ensure investigations and case decisions adhere to BSA/AML regulations, internal policies, and established procedures.
• Document findings, risk assessments, and recommendations in a clear, concise, and defensible manner.
• Provide feedback and guidance to investigators to improve case quality and consistency.
• Support audit, regulatory, and compliance requests related to AML investigations and reporting.

Required Qualifications

• Bachelor's degree required.
• 5+ years of professional business experience.
• 1+ year of AML, BSA, financial crimes, risk, compliance, fraud investigations, or related experience.
• Hands-on experience preparing, reviewing, or filing SARs and/or UARs on a recurring basis.
• Working knowledge of BSA/AML regulations and financial crimes compliance requirements.
• Strong investigative, analytical, and critical-thinking skills.
• Proficiency in Microsoft Excel and data analysis.
• Excellent written communication skills with the ability to produce detailed and defensible case narratives.
• Strong attention to detail and ability to work independently in a fast-paced environment.
• Experience performing AML investigation quality control or quality assurance reviews.
• Prior experience in banking, fintech, financial services, or other highly regulated environments.
• Familiarity with transaction monitoring and case management systems.
• Experience supporting regulatory examinations, audits, or compliance reviews.
• CAMS, CFCS, or other AML-related certifications preferred.