Portfolio Manager

Job Description

Job Description

At  International Finance Bank (IFB) , our people are at the heart of everything we do. We are united and driven by a shared purpose.

We believe meaningful impact starts with our people, which is why we are committed to creating an environment where talent is empowered to thrive, reach its full potential, and make a lasting difference. Here, your contributions matter, your growth is supported, and your ideas can help shape the future.

This is a place where you can truly g row with purpose and l eave a legacy .

What We Offer

Joining our team means becoming part of an organization that invests in your success and well-being through:

• A Shared Purpose: Connect your personal values with meaningful work. We foster a culture where every individual understands the impact of their contributions and plays a role in building something greater.

• Continuous Growth: Unlock your potential through ongoing learning and development opportunities, supported by approachable leaders who are committed to your success.

• Support for your Well-Being:  Benefit from a comprehensive rewards package that includes competitive benefits, wellness initiatives, flexible work arrangements, and transparent, equitable compensation.

How You’ll Make an Impact

The Portfolio Manager plays a critical role in managing and monitoring a diverse portfolio of commercial loans. The individual is responsible for maintaining asset quality, analyzing financials, supporting relationship managers, and ensuring compliance with internal credit policies and regulatory standards. The ideal candidate is fully credit-trained but can be supplemented if not the case via extensive work experience exclusive to the role and also brings in-depth operational knowledge of bank processes and risk management practices.

Key Responsibilities

1. Collaborate with commercial lender to generate loans consistent with the banks strategies and policies.
2. Assists commercial lenders with the assessment and the processing of term Sheet, loan applications, commitment letters, future maturity and loan modifications, site visits, ticklers and past dues, closing process ensuring compliance with lending criteria and internal risk policies.
3. Assist commercial lender to provide data to support tactical adjustments to lending operations and BSA Compliance. 
4. Handles the administrative side from the inception to the closing of the loan applications including gathering necessary documents, conducting preliminary checks, and updating loan processing systems, BSA, review weekly pipeline, clear closing conditions.
5. Supports commercial lenders and the Credit Department with the monitoring of the portfolio ticklers and past due. approvals, loan modifications, site visits, closing conditions, downgrades or rejections in a timely and efficient manner.
6. Communicate and responds to customer inquiries regarding loan applications, supporting documentation, terms, and repayment plans, loan activity, operational issues encountered. 
7. Represents the bank in the community through good customer relations and business organizations
8. Other duties: Perform other duties as assigned by leaders.

Requirements

Required Education: Technical Studies

Possible Degrees:  Minimum two (2) to four (4) years of related experience

Other Education: Notary Public

Required Years of Experience in Position: 2-3 Years

Languages: English and Spanish (Preferred)

Technical Knowledge and Skills

1. Extensive background in commercial lending, bank policies, procedures, and banking regulations (State and Federal government
2. Professional and service oriented demeanor with a strong interpersonal, communications, problem-solving and organizational skills
3. High regard to the importance of confidentially, and BSA knowledge 
4. Ability to very effectively present information in one-on-one and small group situations to customers, clients and other employed of the organization in both English and Spanish.

Why join us?

Your talent has the power to create meaningful impact. Apply today and join a team where your ideas are valued, your growth is supported, and your work contributes to something greater. Together, we are redefining what it means to go Beyond Banking by creating a stronger future for our people, our clients, and the communities we serve.

Equal Employment Opportunity and Affirmative Action

IFB is an equal opportunity employer. It is the policy of IFB to provide Equal Employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, genetic information, marital status, protected veteran status, or any other status protected under applicable federal state or local laws.

IFB complies fully with all applicable federal equal employment opportunity and affirmative action laws and regulations including those enforced by the equal employment opportunity commission (EEOC) and other federal and state agencies. The Bank takes affirmative action to ensure equal opportunity in all employment practices for minorities, women, protected veterans, and individuals with disabilities. 

Work Authorization and Sponsorship

Applicants must be currently authorized to work in the United States on a full-time basis IFB does not provide visa sponsorship or take over sponsorship for employment-based visas at this time, including but not limited to H-1B, H-2B, E-3, TN and F-1 (OPT/STEM), or J-1 visas. Candidates requiring such sponsorship now or in the future will not be considered for employment.

Drug-Free Workplace Statement

To promote the safety and well-being of our employees and customers, IFB maintains a drug-free workplace. All candidates selected for hire are required to successfully complete a pre-employment background check and drug screening in accordance with company policy and applicable law.