Consumer Loan Officer

Senior Consumer Loan OfficerOn-Site | San Diego, CACompensation: $34.00 - $41.00 per hourActual compensation within this range will be determined by factors including experience, qualifications, skills, internal equity, and other job-related considerations permitted by law.As a Senior Consumer Loan Officer, you'll evaluate consumer loan applications, make sound lending decisions, mentor teammates, and serve as a trusted lending resource across the organization. If you thrive in a fast-paced environment, enjoy analyzing complex lending scenarios, and want to make a meaningful impact on both members and business outcomes, we'd love to hear from you.Why Mission Fed?Our culture is guided by six core values:Integrity • Service • Commitment • Teamwork • Trust • CommunicationWhen you join Mission Fed, you'll become part of an award-winning organization that invests in its people, supports professional growth, and remains deeply connected to the communities we serve.What We OfferCompetitive compensation18 days of PTO during your first year12 paid holidays annuallyFull 6% 401(k) matchComprehensive medical, dental, and vision coverageLife insurance and additional voluntary benefitsEmployee wellness resources, including an on-site gymCareer development opportunitiesAn award-winning workplace cultureWhat You'll DoReviewing and underwriting consumer loan applications across a variety of products, including auto loans, credit cards, and personal loans.Analyzing member credit profiles, income sources, repayment ability, and overall creditworthiness.Making informed lending decisions while adhering to established policies, procedures, and lending guidelines.Identifying alternative lending solutions that meet member needs while balancing risk.Providing second-level loan reviews and guidance to other loan officers.Serving as a lending subject matter expert for branches and internal departments.Handling escalated lending and member situations with professionalism and sound judgment.Coaching and mentoring team members while helping identify training opportunities and workflow improvements.Assisting with audits, reporting, projects, system testing, and process enhancements.Staying current on regulatory requirements and ensuring compliance with all applicable lending and security standards.What You'll BringA minimum of 5 years of consumer lending and underwriting experienceAt least 3 years of customer service experienceStrong understanding of consumer credit analysis, income evaluation, and repayment assessmentExcellent analytical, decision-making, and problem-solving skillsExceptional verbal and written communication abilitiesStrong relationship-building and collaboration skillsThe ability to manage multiple priorities while maintaining service-level commitmentsA high degree of professionalism, integrity, and confidentialityPreferred QualificationsCredit union experienceCall center experienceExposure to real estate lending and/or collectionsBuild a Career with PurposeAt Mission Federal Credit Union, we believe in people helping people —and that starts with our Team Members. For more than 60 years, Mission Fed has proudly served San Diego, helping individuals, families, and businesses achieve financial well-being. We're committed to creating a workplace where people feel valued, supported, and empowered to make a meaningful impact.If you're looking for an opportunity to grow your career, make a meaningful difference, and contribute to an organization that values its people and its purpose, we'd love to hear from you.Apply today and help us create brighter financial futures for our members, our communities, and one another.