Mortgage Loan Originator

Mortgage Loan Originator (MLO)As a Mortgage Loan Originator (MLO), you are responsible for developing a network of quality referral sources, taking loan applications and sending the application through the system for approval. The MLO follows the loan through closing while ensuring quality service and discusses borrowing options with customers. This role is highly visible in the Bank and requires a high level of professionalism and self-awareness. In this role, you are required to be extremely flexible to meet the overall demands of the department and ultimately the Bank.Job Requirements:High school diploma or equivalent requiredTwo years of mortgage-related experience requiredNMLS (Nationwide Multistate Licensing System) registration requiredCompetencies:Ability to display a professional demeanor at all timesAbility to be well-organized, self-motivated and results-orientedAbility to be focused on customer service with excellent communication skillsAbility to work independently and keep supervisor updated appropriatelyPossess the ability to multi-task in a fast-paced environmentPossess forward thinking abilities and analytical skillsPossess extensive follow-up abilitiesAbility to adjust to a fast-paced, multi-demand, ever-changing work environmentDuties and Responsibilities:Develop a network of quality referral sources including real estate agents, attorneys, accountants, builders and developersTake loan applications and send through the approval systemDiscuss borrowing options with customersFollow loan through closing while insuring quality serviceWith the collaboration, and partnership, of the Marketing Department, create and maintain personal marketing of yourself and the Bank's brand on social media as it relates to MortgageBe active in community and industry involvement within the marketMaintain an understanding of all mortgage products as it relates to secondary market and portfolio guidelines in order to serve customers appropriatelyMeet or exceed sales goals and production targetsMaintain compliance with regulations and bank policies and procedures, including the Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) requirementsActively support the ongoing development of a culturally diverse workforceComplete other duties as assigned as determined by management to be reasonable and beneficialPhysical Requirements:While performing the duties of this job, the employee is regularly required to communicate effectively with customers, management, and employees, both individually and in front of a group. Regular use of the telephone and email for communication is essential. Remaining in a stationary position for extended periods of time is common as is traveling to meet with customers in various locations. Must be able to accurately gather and process verbal and written information and properly prepare or inspect documents. Good manual dexterity is needed for the frequent use of common, and mobile office equipment, such as computer terminals, calculators, copiers and telephones. Occasional out-of-town or overnight travel may be required.Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.