Junior Financial Analyst

Job Description Job Description ** Junior Financial Analyst ** Location: Sunny Isles Beach, Florida (On-Site) Company: Neto Capital Employment Type: Full-Time Working Hours: 9:30AM–5:30PM Start Date: Immediate / Based on availability Compensation: Competitive compensation based on experience and level ** Position Overview ** Neto Capital is a business financing company in Sunny Isles Beach. We're looking for a Financial Analyst to own our financial models, reporting, and forecasts: tracking portfolio and company performance, preparing management and investor reports, and supporting budgeting and cash flow planning. We're open to candidates from 1+ to 5+ years of experience — scope and responsibility will be matched to your level, with senior candidates leading modeling strategy and investor reporting. ** Key Responsibilities ** Build and maintain financial models covering portfolio performance, cash flow, revenue, expenses, and profitability. Prepare regular and ad hoc reports, forecasts, budgets, and variance analyses for management and investors. Track company and portfolio KPIs, including collections trends and risk exposure, with Underwriting and Risk. Improve reporting processes, internal controls, and the company's data and AI-driven analysis tools. ** Requirements ** Bachelor's degree required (Finance, Economics, Accounting, Statistics, or a related field a plus). 1+ years in financial analysis, FP&A, accounting, banking, or a similar analytical role. Advanced Excel / Google Sheets skills, including financial modeling. Strong understanding of financial statements, cash flow, budgeting, and forecasting, with the ability to explain conclusions clearly to non-finance stakeholders and handle sensitive data with discretion. ** Nice to Have ** Experience in business financing, lending, investment analysis, or financial operations. Investor reporting or portfolio performance analysis experience. Familiarity with BI/reporting platforms, accounting or ERP systems, CRM, or underwriting tools. Experience mentoring or leading analysts, or building reporting processes and internal controls; additional languages a plus. ** Why Join Neto Capital? ** Direct visibility into company and portfolio performance at a growing FinTech company. Work with in-house AI/ML-based financial and reporting tools. Close collaboration with Underwriting, Risk, Operations, and management. Clear path to grow into senior Finance, Risk, or Portfolio Management roles. Company Description Neto Capital is a fast-growing fintech company operating in the U.S. small business financing space. We're not a brokerage — we're a technology company that funds businesses. We combine financial and operational expertise with data, automation, and cutting-edge AI/ML to make funding faster, smarter, and more transparent. Here's what makes us different: most MCA shops win on volume and grind. We win on technology. Our sales team gets access to the best AI and tech tools on the market — the kind that surface the right merchants, sharpen your pitch, and move deals to funded faster than anyone else in the industry. While our competitors hand reps a dialer and a list of dead leads, we hand you a real edge. You still bring the drive — but here, your drive is multiplied by tools that actually help you win. Neto Capital operates in a dynamic, entrepreneurial, and family-oriented environment built around one idea: when you succeed, we succeed. We invest heavily in our people — training, coaching, technology, warm leads, and a culture that pushes you to be great. Whether you're a seasoned vet looking for a smarter home or a hungry newcomer ready to break into financial sales, we set you up to win. Company Description Neto Capital is a fast-growing fintech company operating in the U.S. small business financing space. We're not a brokerage — we're a technology company that funds businesses. We combine financial and operational expertise with data, automation, and cutting-edge AI/ML to make funding faster, smarter, and more transparent. Here's what makes us different: most MCA shops win on volume and grind. We win on technology. Our sales team gets access to the best AI and tech tools on the market — the kind that surface the right merchants, sharpen your pitch, and move deals to funded faster than anyone else in the industry. While our competitors hand reps a dialer and a list of dead leads, we hand you a real edge. You still bring the drive — but here, your drive is multiplied by tools that actually help you win. Neto Capital operates in a dynamic, entrepreneurial, and family-oriented environment built around one idea: when you succeed, we succeed. We invest heavily in our people — training, coaching, technology, warm leads, and a culture that pushes you to be great. Whether you're a seasoned vet looking for a smarter home or a hungry newcomer ready to break into financial sales, we set you up to win. #J-18808-Ljbffr NETO CAPITAL LLC