Lending Compliance Analyst

: Overview: Compensation: $49,000 - $70,000 based on experience and credentials Schedule: Monday through Friday 8:00 AM - 5:00 PM (flexible hybrid) The Lending Compliance Analyst performs as a consultant for newly proposed products, services, and initiatives and serves as an advisor regarding compliance obligations and corresponding compliance risks, supporting regulatory compliance examinations, and compliance audits. Key responsibilities include reviewing the credit union's lending policies, procedures, and regulatory requirements to identify risks and compliance gaps. This individual provides expertise and ongoing employee development to maintain compliance with federal lending laws and regulations. Suncoast Credit Union is consistently chosen as a Top Workplace because its employees genuinely # LOVEWORK ! Employees flourish in an inclusive culture celebrating growth and prioritizing the community. Chartered in 1934, Suncoast has never furloughed any employees. To attract the highest quality candidates, Suncoast Credit Union offers a comprehensive benefits package including, but not limited to: * COMPETITIVE MARKET SALARIES * MEDICAL COVERAGE * PAID TIME OFF * 11 PAID HOLIDAYS * PARENTAL LEAVE * RETIREMENT PLANNING * DEGREE ASSISTANCE * BONUS OPTIONS * ACCESS TO OVER 4,000 GYMS * FREE IDENTITY THEFT PROTECTION * PAID VOLUNTEER HOURS * LEGAL ASSISTANCE * MENTAL HEALTH RESOURCES * EMPLOYEE LOAN DISCOUNTS * Get the benefits you deserve from an organization that cares about your well-being, inside and outside the workplace. Join a team supporting a healthy body, healthy mind, and healthy work-life balance! Responsibilities:

• Conduct regulatory research and interpretation summaries to support Suncoast lending initiatives
• Review all lending policies and procedures, suggesting edits to strengthen current processes
• Support the issue management process for the Lending Regulatory Business Controls team by partnering with business leaders, subject matter experts, and legal/risk/compliance (LRC) teams to manage self-identified issues
• Audit identified issues through closure
• Coordinate and perform root cause analysis
• Develop corrective action plans and risk mitigation strategies while monitoring service level agreements for completion
• Communicate issue management status from inception through closure to relevant business units and maintain accurate records in the issue management tracking log
• Ensure audit-identified issues are closed in the Enterprise system of record
• Serve as a business risk management liaison by providing meaningful input to ensure risk data is captured and controls are developed
• Maintain current knowledge of regulatory development and industry events to identify trends and emerging risks impacting SCU Lending Business Units
• Assist leadership with internal communication and E-manual updates, reviews, and additions related to loan compliance
• Support lending staff with lending compliance questions and concerns
• Review loan documents and assist with updates when necessary to ensure compliance
• Review marketing material for compliance lending products
• Maintain knowledge and understanding of current trends, laws, and issues affecting areas of expertise
• Attend educational events to increase professional knowledge

Qualifications:

• Bachelor's degree in business administration, finance, or a related field (A comparable combination of work experience and training may be substituted for education requirements.)
• 5+ years of experience in the financial services industry, including regulatory compliance, consumer, or mortgage lending experience
• Credit Union Compliance Expert (CUCE) designation preferred or ability to earn within 24 months of employment
• Strong understanding of NCUA and CFPB regulations and guidance, interagency requirements, and legal mandates including state law
• Understanding of Lending Regulations such as HMDA, ECOA, FCRA, Regulation B, Regulation Z, TRID, E-SIGN Act, Military Lending Act, UDAAP, Service Member Civil Relief Act, etc
• Ability to prioritize tasks by effectively managing competing and changing priorities to meet deadlines
• Ability to analyze and resolve difficult problems or situations
• Accurate, detail-oriented, and organized with task management
• Effective written, verbal, and interpersonal communication skills to interact with members, staff, vendors, and government regulators