Credit Risk Analyst

Looking for an Analytics professional with 10+ years of work experience in Credit Risk Analytics in Acquisition and Account Management area in the banking and financial services space with a focus on Consumer Credit Cards/ Lending products. Responsibilities Business Knowledge : Understand the core credit cards business and the levers behind various decisions Analytics : Analyze large amounts of data to derive business insights and create innovative solutions/models/strategies Communication : Clear articulation and structuring of business findings to the leadership and key partners. Risk Modeling : Develop and maintain quantitative models to predict default probabilities and potential losses, incorporating statistical software or machine learning methods Portfolio Monitoring : Track and review credit exposures, identify risk concentrations, and recommend risk mitigation strategies to management Reporting & Communication : Prepare detailed risk assessment reports and present findings to credit committees or senior management Regulatory Compliance : Ensure adherence to banking regulations, internal policies, and risk management frameworks Skillset Analytics professional preferably with experience in Credit Cards analytics . Should have good understanding of acquisition and account management areas. Minimum 10 years of experience in relevant domain - Data Analysis and building models/strategies. Strong knowledge and working experience in SQL and Python is a must. Experience in Plaid and Alloy required Strong communication and interpersonal skills Ability to drive project deliverables to achieve business results. Ability to work effectively in a team environment. #J-18808-Ljbffr