Loan Officer

Overview BREAK GROUND ON A REWARDING CAREER WITH US! The Sekisui House U.S. team is a proud builder of the SHAWOOD, Richmond American, Woodside, Holt, Hubble, and Chesmar brands. We take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable. We encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. Positive Work Environment & Culture Collaborative Team Culture: Join a supportive environment where teamwork and the open exchange of ideas are highly valued. Team Engagement: Participate in a variety of team-building events and social gatherings, such as company outings, holiday celebrations, and regular office socials. We support a healthy work-life balance and recognize the importance of time outside of work commitments. Position Summary In the Loan Officer position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans. Responsibilities & Duties Meet with loan applicants to identify their needs and collect information for loan applications Analyze active loan files on a regular basis and recommend solutions to speed up the loan process Complete loan contracts and educate clients on policies and regulations Interview applicants to define financial eligibility and established debt payment plans Monitor and update account records Submit loan applications in a timely manner Prepare detailed loan proposals Reject loan applications and explain deficiencies to applicants Respond to applicants’ questions and resolve any loan-related issues Operate in compliance with laws and regulations Knowledge, Skills, & Experience Solid understanding of local, state, and federal loan regulations Proficient with standard software such as Windows, Word, Excel, and Outlook Effective interpersonal, verbal, and written communication skills Maintain proper and professional etiquette and appearance. Strong attention to details, high degree of accuracy and excellent organizational skills Exemplary customer service skills Well organized with the ability to multi-task Self-discipline, an aptitude for making good decisions and works efficiently under deadlines Must be able to handle the pressure of a fast-paced office high work volume The ability to work both independently and as a team member Knowledgeable in all aspects of escrow, from opening to closing, is required Education Requirements High School Diploma required. Minimum of 1-year experience as a loan officer preferred but not required Comprehensive Benefits Package We offer a comprehensive benefits package designed to meet the diverse needs of our employees and their families: Competitive Compensation:We provide a competitive compensation structure that rewards performance and results. Health & Wellness:Comprehensive coverage includes medical, dental, and vision insurance options, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). Financial Future:Access a 401(k) retirement savings plan. Time Off:Our time-off benefits include vacation, sick leave, paid holidays, and other leave types (bereavement, jury duty, FMLA, military leave). Insurance & Protection:Company-provided life insurance, accidental death and dismemberment (AD&D) insurance, and short- and long-term disability coverage are included. An employee assistance program (EAP) is also available. Exclusive Perks & Discounts Homeownership & Financing:Take advantage of exclusive home purchase and financing discounts. Pet Insurance:Enjoy discounted group pet insurance rates. Sekisui House U.S., Inc. is an Equal Opportunity Employer. #J-18808-Ljbffr MDC Holdings, Inc. / Richmond American Homes