FCRM High Risk Reviews Analyst

Job Details Work Location: Charlotte, North Carolina, United States of America Hours: 40 Pay Details: $29.75 - $47.75 USD Job Summary The Financial Crimes Risk Analyst II role provides a range of analytical, research and assessment support to the development of and enhancements to the enterprises FCRM programs and processes. This role may interact with key stakeholders and third-party service providers to deliver AML/ATF/Sanctions/ABAC programs that satisfy regulatory requirements. Additionally, this role assists in reviewing higher risk customer or transactional information. Depth & Scope Experienced professional role providing specialized guidance/assistance/support to functions/FCRM teams. Independently performs activities from end-to-end. Requires advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas. Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues. Interprets and administers policies, adopts and implements business process improvements. Guided by practices, procedures and operating plans, makes process and capacity management decisions to ensure ongoing operations. Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus. Education & Experience Undergraduate degree or equivalent work experience. 3+ years experience. Preferred Skills ACAMS Certification 3+ years experience in a KYC or EDD role Strong knowledge of AML, KYC and Enhanced Due Diligence (EDD) processes and regulations Strong written skills Adaptable, detail orientated and flexible Strong interpersonal skills Customer Accountabilities Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner Co-ordinates requests to and from, business (FCRM) partners Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures Analyzes data and draws conclusions to meet program health reporting requirements Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate Coordinates tracking and reporting of FCRM function initiatives and programs Shareholder Accountabilities Prioritizes and manages own workload to meet SLA requirements for service and productivity Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partners Identifies, recommends and effectively executes standard practices applicable to the FCRM discipline Keeps abreast of emerging issues, trends, and evolving regulatory requirements Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Adheres to internal policies / procedures and applicable regulatory guidelines Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM Employee/Team Accountabilities Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand champion for your function and the bank, both internally and/or externally Grows knowledge of the business, related tools and techniques Physical Requirements Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous EEO and Accommodation Accommodation: TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. #J-18808-Ljbffr