VP & Appraisal Review Officer - Secured Credit Administration

VP & Commercial Real Estate Appraisal Review Officer

The VP & Commercial Real Estate Appraisal Review Officer facilitates the request and review of commercial real estate valuations to determine market value for related financial transactions in accordance with internal bank policies/procedures, industry standards and regulatory requirements. This position may be a voting member of the Executive Loan Committee that has lending authority up to the bank's legal lending limit.

Essential duties and responsibilities include:

• Learning and performing administrative tasks that drive the commercial real estate appraisal process.
• Using risk-based decisions, working with stakeholders to ensure that appraisal reports are complete, accurate, credible, relevant and reasonable based on sound real estate appraisal methodology.
• Mediating and resolving issues between internal stakeholders and valuation vendors to maintain independence and impartiality.
• Self-motivating and managing time efficiently to meet service level deadlines.
• Understanding various building construction types, flood/zoning/environmental hazards.
• Other duties as assigned.

Other requirements include:

• Banking is a highly regulated industry and proficiency in the Bank's policies and procedures, and adherence to all laws, rules and regulations that are applicable to your conduct and the work you will be performing.
• Familiarity with appraisal management platforms preferred.
• Experience reviewing appraisal for financial institutions preferred.
• Ability to provide leadership and be the primary person making decisions about credit requests up to $10 million lending authority and/or make recommendations to appropriate credit officer with necessary the approval authority.
• Ability to analyze the most complex financial and legal documents.
• Ability to understand complex financial transactions and provide guidance or alternatives as appropriate.
• Ability to effectively communicate acceptable credit structures to lenders and customers.
• Excellent written communication skills.
• Travel and occasional overnight stay may be required.
• Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents.
• Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community.
• Ability to write speeches and articles for publication that conform to prescribed style and format.
• Ability to effectively present information to top management, public groups, and/or boards of directors.
• Ability to work with mathematical concepts such as probability and statistical inference.
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
• Proficient in Microsoft Office products including Excel, Word and Outlook.
• Ability to learn other banking software's.

Additional information:

• The wage range for the VP & Commercial Real Estate Appraisal Review Officer position is $125,000 - $135,000 annually.
• The position includes 27 days of PTO (Paid Time Off), 5 days of STD (Short Term Disability), 11 annual paid holidays and 1 float holiday.
• WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies, and other ancillary benefit products. WesBanco also offers 401(k) with employee match.
• Bachelors Degree and/or equivalent work experience or equivalent combination of education and experience required.
• Minimum of three years' experience appraising commercial properties in Florida required.
• Knowledge of local market and continued development of national real estate and industry specific trends is required.
• State Certified General Appraiser License (required)