Senior Credit Analyst

Job Description

Job Description

Senior Credit Analyst

We are  PEAC Solutions—large enough to finance the globe, yet small enough to stand shoulder-to-shoulder with our customers. We believe in the power of partnership and the promise of possibility. Our purpose is to fuel growth by providing smart, flexible lending solutions that help businesses overcome obstacles and seize new opportunities. Backed by HPS Investment Partners, a leading global investment firm, we offer equipment financing, working capital, and inventory lending solutions that keep businesses moving forward. As the world’s largest independent equipment finance company, we are expanding our global footprint—and we are doing it with purpose, grit, and a commitment to those we serve.

You are someone who thrives in an environment where ambition meets action. You bring curiosity, resilience, and a strong sense of accountability. You see challenges as opportunities and believe in making an impact for customers, for your team, and for the business. If you are looking to be a part of a company that values partnership over hierarchy and purpose over routine, your next chapter could start here.

PEAC is seeking a Credit professional to underwrite loan applications in a fast paced and high-volume sales environment. The qualified candidate will be responsible for accurately and efficiently underwriting qualified applicants within an acceptable time frame.  Qualified candidates must be energetic, detailed oriented with strong interpersonal, communication, and organizational skills, along with the ability to work independently in a team setting.

Essential Functions:

• Responsible for evaluating and recommending credit decisions for commercial working capital loan applications in a timely and accurate manner
• Utilize Dun & Bradstreet, Credit Bureau (Experian, Trans Union, and Equifax), and related commercial bureau reports to render a sound credit decision
• Review and validate information included on bank statements, financial statements and other reports 
• Validate business existence and reputation through online search engines
• May be required to present transactions above lending authority to management
• Convey credit decisions in a clear and concise matter to individual Sales Representatives
• Communication in multiple mediums and departments within the organization
• Ensure commercial lease and loan transactions are underwritten according to Credit policy standards
• Comply with Credit audit procedural requirements 
• Daily responsibilities may require face-to-face interaction with the individual Sales Representatives

Qualifications:

• Bachelor’s degree required in related field or equivalent experience
• 5-7 years commercial lease and/or loan underwriting experience preferred
• Strong time management skills with an ability to work in a fast-paced environment
• Self-motivated and detailed oriented with strong interpersonal, communication and organization skills 

PEAC Solutions is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

The successful candidate will receive competitive compensation along with our benefit package which includes medical, dental, vision, life insurance, short and long-term disability, 401(k) with match, flexible spending, and paid time off. PEAC provides one paid day off per year to support community involvement. Celebrate you by also having off your birthday on us!