Mortgage Loan Originator

The Mortgage Loan Originator (MLO) works with customers, Realtors, and bank partners to generate new loan opportunities. They help borrowers through the mortgage process by reviewing financial information, recommending loan options, explaining rates and fees, and assisting with loan approvals. The role also requires building strong relationships to create a steady pipeline of future business and having a solid understanding of mortgage products, lending regulations, and loan pricing. Responsibilities Find and generate new mortgage customers through referrals, Realtors, and bank partnerships. Meet with borrowers and collect financial information. Review income, debt, credit, and tax returns to determine loan eligibility. Explain mortgage options and help customers choose the best loan product. Provide rate and payment estimates. Guide borrowers through the entire loan process from application to closing. Work with processing, underwriting, and closing teams to ensure loans are completed successfully. Maintain relationships with customers, Realtors, and bank partners to create future business opportunities. Qualifications 2+ years of residential mortgage origination experience Banking or credit union experience Knowledge of: Conventional and Government-backed mortgage products (FHA, VA) Mortgage processing, underwriting, closing, and funding NMLS registration (doesn't have to be active but needs to be issued) #J-18808-Ljbffr