BSA (Bank Secrecy Act) Analyst - Rogers

Job Description

Job Description

Are you ready to be the ultimate line of defense for our community's financial network? As a BSA Analyst, you won't just monitor accounts-you will actively hunt down and dismantle potential financial crimes, protecting our neighbors and safeguarding our integrity. Using your sharp analytical instincts and deep community banking expertise, you will masterfully navigate BSA, USA PATRIOT Act, and FinCEN regulations. Join us to turn complex data into powerful security strategies and become a true champion of regulatory integrity.

If you thrive in an environment that values accountability and open communication, this role is perfect for you, allowing you to make a real impact every day. You will have benefits such as medical, dental, vision, 401(k), life insurance, health savings account, competitive salary, Paid Time Off, and paid maternity and paternity leave. Embrace the chance to grow professionally in an exciting, customer-focused atmosphere that prioritizes stewardship and relationships.

ABOUT GENERATIONS BANK

At Generations Bank, we prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words. They are at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run.

ACCOUNTABILITY: We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional.

RELATIONSHIPS: We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential.

COMMUNICATION: We believe in proactively sharing ideas and information.

STEWARDSHIP: We believe each team member should care for our assets and opportunities as if they were their own.

If you share a common vision in our culture and core values, we encourage you to apply.

WHAT ARE THE RESPONSIBILITIES OF A GENERATIONS BANK BSA ANALYST?

The essential duties of the BSA Analyst are:

• Alert Resolution: Review daily automated transaction alerts to flag unusual cash deposits, structured transactions, or uncharacteristic wire activities across retail and commercial community accounts.

• Case Investigations: Conduct comprehensive financial investigations into high-risk accounts, utilizing core banking systems, public records, and customer profiles.

• Regulatory Compliance: Assist in investigations for Suspicious Activity Reports (SARs) and accurately submit Currency Transaction Reports (CTRs) within federal regulatory timelines.

• Customer Due Diligence: Review Know Your Customer (KYC) profiles and perform Enhanced Due Diligence (EDD) on complex business entities, cash-intensive businesses, and non-profits in our footprint.

• OFAC Screening: Clear automated alerts matching customer databases against OFAC sanctions and global watchlists during account opening and maintenance.

• Audit & Exam Readiness: Help compile documentation and transaction samples to support internal BSA audits and state or federal regulatory examinations.

• Frontline Collaboration: Partner with branch personnel and frontline staff to clarify unusual account behaviors and reinforce BSA/AML compliance procedures across the organization.

WHAT ARE THE Requirements?

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

BASIC QUALIFICATIONS - candidates must have these to be considered for this role:

• High school diploma or equivalent.
• 2 ½ or more years of banking experience
• Ability to perform the essential functions, and the mental/physical demands of the job.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.

PREFERRED QUALIFICATIONS - candidates will stand out if they have these:

• Bachelor's degree.
• Proficiency with core banking platforms and ability to learn automated AML software.
• CAMS and CBAP certifications.
• Working knowledge of federal BSA, AML, and USA PATRIOT Act regulations.
• Excellent analytical and problem-solving skills.
• Strong written communication skills to draft logical, clear narratives for regulatory examiners.
• Excellent organizational and time management with the ability to work independently.
• Teamwork orientation and the ability to cultivate strong working relationships.
• Professional appearance and demeanor.
• Friendly, positive attitude.

Make your move

If you think this job is a fit for what you are looking for, great! We're excited to meet you!

Applicants who are offered this role are required to submit to a background check including a criminal record check, employment, education verification, and drug screening.