Senior Principal Architect - Payments Platform

Senior Principal Architect - Payments Platform

Job Information

• Job Identification 210729244
• Job Category Architecture
• Business Unit Commercial & Investment Bank
• Posting Date 03/27/2026, 10:23 PM
• Locations 3223 Hanover St, Palo Alto, CA, 94304, US 545 Washington Blvd, Jersey City, NJ, 07310, US 10410 Highland Manor Dr, Tampa, FL, 33610, US
• Job Schedule Full time

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Job Description

Innovate in collaboration with technologists across JPMorganChase's global technology community, as well as in partnership with some of the most important technology firms in the world.

As a Senior Principal Architect at JPMorganChase within Corporate and Investment Bank Technology, you will spearhead the transformation and modernization of payments platforms, collaborating with passionate and dedicated teams at the intersection of technology and business strategy. You will collaborate with internal teams and business leaders alike, creating strategically sound Target State Architectures that can handle today’s needs and be ready for tomorrow’s needs as well. You will also have a stake in budgeting, hiring, mentoring, setting team priorities, and fostering a client-centric environment where everyone learns and grows.

Job Responsibilities

• Design and develop scalable, high-performance Java-based cloud-native applications
• Architect solutions for processing large data volumes with low latency and high throughput
• Create technical specifications and detailed architecture blueprints for distributed systems
• Lead technical decisions for enterprise-scale Java applications
• Establish coding standards, best practices, and development methodologies
• Mentor junior developers and provide technical guidance to cross-functional teams, and stay current with emerging technologies and industry trends
• Evaluate and recommend appropriate technologies and frameworks, and collaborate with stakeholders to transform business requirements into optimal technical solutions
• Perform code reviews and ensure quality of deliverables

Troubleshoot complex production issues in distributed environments

Required qualifications, skills, and capabilities

• Bachelor’s degree in computer science and engineering, or related field
• 10+ years of Java development experience with proven expertise in cloud-native application design
• Strong hands-on coding skills in Java, and open-source frameworks including Spring Boot, Service-mesh, Docker, Kubernetes, among others, with extensive experience with distributed computing and designing high-throughput, low-latency systems
• Demonstrated success processing large data volumes in production environments, and excellent communication and interpersonal skills with demonstrated ability to influence stakeholders
• Expert-level knowledge of microservices architecture, API design, and cloud platforms (AWS, Azure, GCP) and experience with event-driven architectures, streaming, and message brokers (Kafka, RabbitMQ)
• Proficiency with DevOps practices, CI/CD pipelines, and containerization (Docker, Kubernetes) and strong experience with databases (SQL and NoSQL) and data modeling at scale

Strong collaboration skills and experience working effectively across cross-functional teams and strong problem-solving abilities and meticulous attention to detail

Preferred qualifications, skills, and capabilities

• Master's in computer science and engineering, or related field
• Experience in the Payments domain or financial services industry, and experience with reactive programming and asynchronous processing models
• Knowledge of advanced performance tuning and optimization techniques with proficiency with multiple cloud platforms and hybrid cloud architectures
• Experience with data engineering and big data technologies (Spark, Flink, Hadoop ecosystem)
• Familiarity with Agile/Scrum methodologies and experience implementing robust security frameworks and compliance best practices
• Contributions to open-source projects

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.