Principal Financial Analyst

Principal Financial Analyst

Pleasanton, CA

5 days onsite

Position Summary
The Principal Financial Analyst serves as a senior individual contributor within the Finance team, providing
advanced financial analysis, modeling, forecasting, and strategic support to senior leadership. The position
leads complex financial initiatives, analyzes SaaS and payment processing (Fintech) metrics, and
translates financial and operational data into actionable insights and recommendations that support
business strategy and decision-making.
The Principal Financial Analyst also serves as the Finance lead for the implementation of Workday
Adaptive Planning and supports the continued development, standardization, automation, and optimization
of the Companys financial planning, budgeting, forecasting, management reporting, and Board/investor
reporting processes.

Key Responsibilities
Lead analysis of SaaS and payment processing metrics, including MRR, ARR, churn, retention, LTV,
CAC, payback, take rates, transaction volumes, processing costs, and other key performance
indicators to identify trends, risks, variances, and business opportunities.
Lead and support forecasting, budgeting, and long-range planning activities, including the development
and maintenance of advanced financial models used to support strategic and operational decision-
making.
Serve as the Finance lead for the implementation of Workday Adaptive Planning, coordinating Finance
requirements and partnering with Accounting, IT, implementation resources, and other stakeholders
throughout the project.
Lead Finance-related requirements gathering, model design, testing, data validation, user acceptance
testing, documentation, and implementation activities for Workday Adaptive Planning.
Support the ongoing administration, optimization, and adoption of Workday Adaptive Planning following
implementation, including improvements to budgeting, forecasting, planning, management reporting,
and financial reporting processes.
Develop and maintain financial reporting and analysis using Workday Adaptive Planning, NetSuite,
Power BI, SQL, Excel, and other financial systems and tools.
Partner cross-functionally with leaders across Accounting, Data, Payments, Sales, Product,
Operations, and other departments to align financial strategies with business objectives and investigate
and reconcile differences between financial and operational reporting.
Prepare Board- and investor-ready materials and executive-level presentations that provide clear
insights into financial performance, revenue drivers, customer behavior, profitability, key performance
indicators, variances, and business trends.
Perform complex variance analysis, scenario planning, sensitivity analysis, and financial modeling to
support business decisions, partnership economics, revenue-share structures, and investment trade-
offs.
Identify opportunities to improve, standardize, and automate FP&A processes, reporting, forecasting,
and financial analysis.
Provide functional guidance and mentorship to junior analysts and support the continued development
of FP&A processes, tools, reporting standards, and analytical capabilities.
Serve as a trusted financial advisor to senior leadership, using financial and business acumen to
provide recommendations, communicate financial narratives, and influence business outcomes.
Lead complex cross-functional Finance initiatives and strategic analyses from scoping through
completion, coordinating stakeholders and deliverables without direct reporting authority.
Perform additional duties as assigned.

Qualifications
Bachelor's degree in Finance, Accounting, Economics, or a related field.
6+ years of progressive experience in financial analysis, FP&A, or a related finance function, including
experience supporting complex financial and business decisions.
Strong knowledge of SaaS and/or payment processing metrics and their impact on business
performance.
Advanced financial modeling, forecasting, budgeting, variance analysis, and scenario-planning skills.
Experience leading or supporting the implementation of financial planning, budgeting, forecasting, or
FP&A systems.
Advanced proficiency with financial and analytical tools such as NetSuite, Power BI, SQL, and Excel.
Ability to translate complex financial and operational data into clear, actionable recommendations for
senior leadership and non-financial stakeholders.
Demonstrated ability to lead complex projects and cross-functional initiatives without direct reporting
authority.
Strong communication, presentation, and financial storytelling skills.
Strong organizational and project management skills with the ability to manage multiple priorities.
Ability to provide functional leadership, guidance, and mentorship to other members of the Finance
team.